204 Celeste St, Hudson, IA 50643 Property Records

Black Hawk County property record for 204 Celeste St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,920 sqft · built 1974
Lot Size	0.523 acres (22,788 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jul 2019)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-376-014`

Property Details

APN / Parcel Number

Primary APN	`8814-26-376-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	20 sqft
Unfinished Basement	780 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,788 sqft (0.523 acres)
Lot Dimensions	216 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	264 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	204 CELESTE ST
City	HUDSON
State	IA
Zip	50643-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MANOR ADDITION LOT 12 BLK 2
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	COUNTRY MANOR ADDITION
Legal Block	2
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2030
Census Tract	3002

Owner

204 Celeste St is owned and occupied by two individuals who bought it in July 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 CELESTE ST, HUDSON, IA 50643-9703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jul 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Oct 20, 2010 · Amount on File
Deed Document Number	2019202000000210
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	2011007821
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	204 CELESTE ST, HUDSON, IA 50643-9703
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200011111
Date	Nov 24, 2021
Instrument	202200011111

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	204 CELESTE ST, HUDSON, IA 50643-9703
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000021846
Date	Jun 11, 2020
Instrument	202000021846

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	204 CELESTE ST, HUDSON, IA 50643-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016547
Date	May 8, 2019
Instrument	201900016547

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	204 CELESTE ST, HUDSON, IA 50643-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020961
Date	Jun 1, 2020
Instrument	202000020961

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 3, 2019
Property Address	204 CELESTE ST, HUDSON, IA 50643-9703
Document Number	202000000210
Instrument Date	Jun 26, 2019
Instrument	202000000210
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CELESTE ST, HUDSON, IA 50643-9703

Mortgage

Document Number	202000000211
Date	Jul 3, 2019
Instrument	202000000211

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 204 Celeste St was $4,510 with a homeowner's exemption, up 14.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,510.00 (+14.18%) Homeowner's exemption	$279,730 Land $36,080 Building $243,650	$279,730 Land $36,080 Building $243,650
2024	$3,950.00
2023		$246,510 (+16.74%) Land $36,080 Building $210,430	$246,510 Land $36,080 Building $210,430
2022	$3,790.00 Homeowner's exemption	$211,160 Land $36,080 Building $175,080
2021			$211,160 Land $36,080 Building $175,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Celeste St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Celeste St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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