206 Bluestem Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 206 Bluestem Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 2018
Lot Size	0.174 acres (7,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Jul 2021)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T180300200`

Property Details

APN / Parcel Number

Primary APN	`T180300200`
Alternative APN	`2-0042-C578-00-035C.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Finished Basement	225 sqft
Unfinished Basement	1,515 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,571 sqft (0.174 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300200
Street Address	206 BLUESTEM LN
City	O FALLON
State	MO
Zip	63366-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #1 LOT 35C
Legal Subdivision	COBBLESTONE CROSSING #1
Legal Lot Number	35C
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2023
Census Tract	311801

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 BLUESTEM LN, O FALLON, MO 63366-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION
Jul 15, 2021	Warranty Deed, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Sep 26, 2019	Deed of Trust, Mortgage INTEGRITY MTG/MO
Aug 20, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	202159662
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2026
Property Address	206 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	0000028751
Instrument Date	May 15, 2026
Instrument	202628751
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	0000028751,
Date	Jun 18, 2026
Instrument	202628751

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 15, 2021
Property Address	206 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	2021R059662
Map Reference	MB 49 PG 317
Instrument Date	Jul 12, 2021
Instrument	2021R-059662
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	2021R059663
Date	Jul 15, 2021
Instrument	2021R-059663

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	206 BLUESTEM LN, O FALLON, MO 63366-4115
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	2021R053056
Date	Jun 23, 2021
Instrument	2021R-053056

Lender

Name	UNITED BANK OF UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	206 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	0071552275
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 BLUESTEM LN O FALLON MO 633664115, O FALLON, MO 63366-4115

Mortgage

Document Number	0071552275
Date	Oct 3, 2019
Book Page	007155/002275
Instrument	551030

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2034

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 20, 2018
Property Address	206 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	0069642493
Book / Page	6964 / 2493
Map Reference	MB 49 PG 317
Instrument Date	Aug 15, 2018
Instrument	20180820000473570
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	20180820000473580
Date	Aug 20, 2018
Instrument	20180820000473580

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,643 (-)	$334,963 (-) Land $60,000 Building $274,963
2025	$4,087.00 (+6.29%)	$63,643 (+9.53%)	$334,963 (+9.53%) Land $60,000 Building $274,963
2024	$3,845.00
2023		$58,107
2022			$305,826 Land $50,000 Building $255,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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