202 Bluestem Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 202 Bluestem Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 2018
Lot Size	0.174 acres (7,571 sqft)
Owner	Individual Name on Record
Last Sale	$277,677 (Apr 2021)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T180300198`

Property Details

APN / Parcel Number

Primary APN	`T180300198`
Alternative APN	`2-0042-C578-00-033C.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,571 sqft (0.174 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300198
Street Address	202 BLUESTEM LN
City	O FALLON
State	MO
Zip	63366-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #1 LOT 33C
Legal Subdivision	COBBLESTONE CROSSING #1
Legal Lot Number	33C
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2023
Census Tract	311801

Owner

Source: St. Charles County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 BLUESTEM LN, O FALLON, MO 63366-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP
Apr 15, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 3, 2019	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP
Jan 2, 2019	Special Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	202133203
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	202 BLUESTEM LN, O FALLON, MO 63366-4115
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	0000040187
Date	Sep 12, 2025
Instrument	2025R-040187

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	202 BLUESTEM LN, O FALLON, MO 63366-4115
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	2021R028677
Date	Apr 1, 2021
Instrument	2021R-028677

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 15, 2021
Property Address	202 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	2021R033202
Map Reference	MB 49 PG 317
Instrument Date	Apr 7, 2021
Instrument	2021R-033202
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	289 MONTCLAIR TOWER DR, 289, SAINT CHARLES, MO 63303-4092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	2021R033204
Date	Apr 15, 2021
Instrument	2021R-033204

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	202 BLUESTEM LN, O FALLON, MO 63366-4115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071350387
Date	Sep 3, 2019
Book Page	7135/0387
Instrument	20190903000473030

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2019
Property Address	202 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	0070211213
Book / Page	7021 / 1213
Map Reference	MB 49 PG 317
Instrument Date	Dec 27, 2018
Instrument	20190102000001980
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	DEPENDABLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	20190102000001990
Date	Jan 2, 2019
Instrument	20190102000001990

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 (-5.34%)	$53,392 (-2.61%)	$281,009 (-2.61%) Land $60,000 Building $221,009
2024	$3,630.00
2023		$54,821
2022			$288,533 Land $50,000 Building $238,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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