206 Biscay Rd, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 206 Biscay Rd, Damariscotta, ME 04543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 2002
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on Record
Last Sale	$283,600 (Mar 2018)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:004 L:002=002`

Property Details

APN / Parcel Number

Primary APN	`M:004 L:002=002`
Alternative APNs	`DAMA M:004 L:002-002` `298`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	138,521 sqft (3.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	298
Street Address	206 BISCAY RD
City	DAMARISCOTTA
State	ME
Zip	04543-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	2-2
Jurisdiction	DAMARISCOTTA ME
Township / Civil Division	DAMARISCOTTA
Census Block Group	3
Census Block	3019
Census Tract	975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 BISCAY RD, DAMARISCOTTA, ME 04543-4233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BATH SAVINGS INSTITUTION
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION
Mar 12, 2018	Intrafamily Transfer, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	Dec 13, 2005
Deed Document Number	201836385
Deed Book / Page	5236 / 206
Transfer Doc	0052360206
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	206 BISCAY RD, DAMARISCOTTA, ME 04543-4233
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059470039
Date	Oct 24, 2022
Book Page	5947/39
Instrument	92225

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	206 BISCAY RD, DAMARISCOTTA, ME 04543-4233
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058270090
Date	Dec 22, 2021
Book Page	5827/90
Instrument	82958

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAMARISCOTTA ME
Recording Date	Mar 12, 2018
Property Address	206 BISCAY RD, DAMARISCOTTA, ME 04543-4233
Document Number	0052360206
Book / Page	05236 / 0206
Instrument	000000036385
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036386
Date	Mar 12, 2018
Instrument	000000036386

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Damariscotta Town
Secondary School District	Damariscotta (09 - 12)
Elementary School District	Great Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,982.00 (+13.68%)	$332,000 (-) Land $53,900 Building $278,100
2024	$6,142.00 (+32.6%)	$332,000 (+19.34%) Land $53,900 Building $278,100
2023			$339,625
2022	$4,632.00	$278,200 Land $45,300 Building $232,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2001–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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