Lincoln County and Damariscotta Town property record for 189 Biscay Rd, Damariscotta, ME 04543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,372 sqft · built 1987 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,047 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:002 L:048=012 |
| Primary APN | M:002 L:048=012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| 1st Floor Area | 794 sqft |
| Basement Area | 448 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 97,574 sqft (2.24 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|
| Account Number | 1002 |
|---|---|
| Street Address | 189 BISCAY RD |
| City | DAMARISCOTTA |
| State | ME |
| Zip | 04543-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEASON |
| Legal Lot Number | 48-12 |
| Jurisdiction | DAMARISCOTTA ME |
| Township / Civil Division | DAMARISCOTTA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 975300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln County and Damariscotta Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 763, DAMARISCOTTA, ME 04543-0763 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 5, 2019 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 |
| Deed Sale | Mar 12, 2018 |
| Prior Sale | Dec 22, 2006 |
| Deed Document Number | 201836405 |
| Deed Book / Page | 5236 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Property Address | 189 BISCAY RD, DAMARISCOTTA, ME 04543-4218 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058800178 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 5880/178 |
| Instrument | 86858 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Property Address | 189 BISCAY RD, DAMARISCOTTA, ME 04543-4218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054530124 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 5453/124 |
| Instrument | 55628 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Damariscotta Town |
| Secondary School District | Damariscotta (09 - 12) |
| Elementary School District | Great Salt Bay Community School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,047.00 (+13.67%) | $240,000 (-) Land $52,700 Building $187,300 | |
| 2024 | $4,440.00 (+32.62%) | $240,000 (+19.34%) Land $52,700 Building $187,300 | |
| 2023 | $280,250 | ||
| 2022 | $3,348.00 | $201,100 Land $44,300 Building $156,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 3 condo units |
| Nearby Flood Claims | 6 (2018–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Tidewater O.P.E.N. Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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