206 7th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 206 7th Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Jan 2020)
Tax Bill$2,303 (2025)
Deeds & MortgagesSep 2020 Refinance
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN1122355005

Property Details

APN / Parcel Number

Primary APN1122355005
Alternative APN
  • 106082

Exterior

Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide

Location & Zoning

Account Number106082
Street Address206 7TH AVE
CitySTERLING
StateIL
Zip61081-3925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST OF BROADWAY LOT 4 BLK 54 & 20FT VAC ST 153900X
Legal Block54
Legal Lot Number4
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3036
Census Tract1200

Owner

206 7th Ave is owned and occupied by an individual who bought it in January 2020.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address206 7TH AVE, STERLING, IL 61081-3925
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SAUK VALLEY BANK
Jan 8, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2020 · Amount on File
Deed SaleJan 8, 2020 · Amount on File
Prior SaleSep 22, 2004 · Amount on File
Deed Document Number202020-00124
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address206 7TH AVE, STERLING, IL 61081-3925
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005728
DateSep 10, 2020
Instrument2020-05728
Lender
NameSAUK VALLEY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJan 8, 2020
Property Address206 7TH AVE, STERLING, IL 61081-3925
Document Number0000000124
Instrument DateDec 18, 2019
Instrument124
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$97.50

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1901 E 41ST ST STERLING IL 610819449, STERLING, IL 61081-9449

Tax Assessment & Valuation

The 2025 property tax bill for 206 7th Ave was $2,303.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,303.00$28,682 Land $4,872 Building $23,810
2024$86,046 Land $14,616 Building $71,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 7th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1985)
Most Recent ClaimMar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 7th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
250 / 50

May also be available: Verizon.

Nearby Properties on 7th Ave

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