203 7th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 203 7th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,687 sqft · built 1900
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Sep 2022)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1122354010`

Property Details

APN / Parcel Number

Primary APN	`1122354010`
Alternative APN	`112901`

Interior

Bedrooms	4 Beds
Building Area	1,687 sqft Building Perimeter
Basement Area	969 sqft
Unfinished Basement	969 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	783 sqft

Location & Zoning

Account Number	112901
Street Address	203 7TH AVE
City	STERLING
State	IL
Zip	61081-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OF BROADWAY LOT 8 BLK 33 & & 20FT VAC ST 134100X
Legal Subdivision	WEST OF BROADWAY
Legal Block	33
Legal Lot Number	8
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3035
Census Tract	1200

Owner

203 7th Ave is owned and occupied by an individual who bought it in September 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	203 7TH AVE, STERLING, IL 61081-3924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Oct 26, 2018	Trustee's Deed, Construction Loan · Line of Credit CENTRAL BK/IL
Jun 22, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 7, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	20225741
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 20, 2022
Property Address	203 7TH AVE, STERLING, IL 61081-3924
Document Number	0000005741
Instrument Date	Sep 9, 2022
Instrument	2022-05741
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 7TH AVE, STERLING, IL 61081-3924

Mortgage

Document Number	0000005742
Date	Sep 20, 2022
Instrument	2022-05742

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 26, 2018
Property Address	203 7TH AVE, STERLING, IL 61081-3924
Instrument Date	Sep 30, 2018
Instrument	5955
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 PARK AVE W PRINCETON IL 613561933, PRINCETON, IL 61356-1933

Mortgage

Document Number	0000005955
Date	Oct 26, 2018
Instrument	5955

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 25, 2019

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 22, 2017
Property Address	203 7TH AVE, STERLING, IL 61081-3924
Document Number	0000003542
Instrument Date	Feb 2, 2017
Instrument	3542
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 542 PRINCETON IL 613560542, PRINCETON, IL 61356-0542

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 7, 2017
Property Address	203 7TH AVE, STERLING, IL 61081-3924
Document Number	0000001941
Instrument Date	Sep 1, 2016
Instrument	1941
Transaction Type	Foreclosure
Record Updated	Apr 20, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 203 7th Ave was $3,434.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00	$39,816 Land $4,872 Building $34,944
2024			$119,448 Land $14,616 Building $104,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 7th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 7th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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