206 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 206 1st St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,265 sqft · built 1942
Lot Size	0.165 acres (7,196 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2019)
Tax Bill	$2,386 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0110-00320`

Property Details

APN / Parcel Number

Primary APN	`185-0110-00320`
Alternative APN	`1071668`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,265 sqft Gross Area
1st Floor Area	858 sqft
Basement Area	215 sqft
Finished Basement	215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,196 sqft (0.165 acres)
Garage Area	432 sqft
Deck Area	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1071668
Street Address	206 1ST ST
City	DULUTH
State	MN
Zip	55810-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 AND 13 SERIAL #
Legal Subdivision	PROCTORKNOTT MAGOFFINS DIV
Legal Block	5
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2014
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 1ST ST, DULUTH, MN 55810-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Jun 6, 2019	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	20191356169
Prior Transfer Date	May 24, 2001
Prior Transfer Doc	0000818729
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	206 1ST ST, DULUTH, MN 55810-1605
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001420521
Date	Jul 30, 2021
Instrument	1420521

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Government Agency
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Interest

Rate	3.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 6, 2019
Property Address	206 1ST ST, DULUTH, MN 55810-1605
Document Number	00A1356169
Instrument Date	Jun 4, 2019
Instrument	A1356169
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 1ST ST PROCTOR MN 558101605, PROCTOR, MN 55810-1605

Mortgage

Document Number	A1356170
Date	Jun 6, 2019
Instrument	A1356170

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Mortgage

Document Number	A1356171,
Date	Jun 6, 2019
Instrument	A1356171

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,386.00 (-6.43%) Homeowner's exemption
2025	$2,550.00 (+8.23%) Homeowner's exemption	$192,400 (-6.69%) Land $15,200 Building $177,200	$192,400 (-6.69%) Land $15,200 Building $177,200
2024	$2,356.00	$206,200 (+41.04%) Land $15,600 Building $190,600	$206,200 (+41.04%) Land $15,600 Building $190,600
2022		$146,200 Land $11,700 Building $134,500	$146,200 Land $11,700 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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