150 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 150 1st St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1910
Lot Size	0.147 acres (6,388 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2026)
Tax Bill	$1,228 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-0040-00010`

Property Details

APN / Parcel Number

Primary APN	`185-0040-00010`
Alternative APN	`1111070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	972 sqft Gross Area
1st Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,388 sqft (0.147 acres)
Garage Area	280 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1111070
Street Address	150 1ST ST
City	DULUTH
State	MN
Zip	55810-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:001 SERIAL #
Legal Subdivision	PROCTORKNOTT FIRST ADD TO
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2013
Census Tract	10100

Owner

Source: St. Louis County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	150 1ST ST, DULUTH, MN 55810-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SERVION INC
Jul 6, 2017	Grant Deed, Transfer WELLS FARGO BK
Jan 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20261538778
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2026
Property Address	150 1ST ST, DULUTH, MN 55810-2301
Document Number	0001538778
Instrument Date	Aug 7, 2026
Instrument	20261538778
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63,327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 1ST ST, DULUTH, MN 55810-2301
Investor	Possibly a Property Investor

Mortgage

Document Number	0001538779,
Date	Aug 20, 2026
Instrument	20261538779

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0001538780,
Date	Aug 20, 2026
Instrument	20261538780

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 16, 2021
Property Address	150 1ST ST, DULUTH, MN 55810-2301
Document Number	0001416725
Instrument Date	Jun 8, 2021
Instrument	1416725
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 1ST ST, PROCTOR, MN 55810-2301

Mortgage

Document Number	0001416726
Date	Jun 16, 2021
Instrument	1416726

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 6, 2017
Property Address	150 1ST ST, DULUTH, MN 55810-2301
Document Number	00A1312635
Instrument Date	Jun 13, 2017
Instrument	A1312635
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	FIRST FINANCIAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N 61ST AVE W DULUTH MN 558071919, DULUTH, MN 55807-1919

Mortgage

Document Number	A1312636
Date	Jul 6, 2017
Instrument	A1312636

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2032

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 17, 2017
Property Address	150 1ST ST, DULUTH, MN 55810-2301
Document Number	00A1302203
Instrument Date	Jan 9, 2017
Instrument	A1302203
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,228.00 (+1.82%)
2025	$1,206.00 (+6.91%) Homeowner's exemption	$115,500 (-0.6%) Land $13,700 Building $101,800	$115,500 (-0.6%) Land $13,700 Building $101,800
2024	$1,128.00	$116,200 (+16.67%) Land $13,800 Building $102,400	$116,200 (+16.67%) Land $13,800 Building $102,400
2022		$99,600 Land $20,900 Building $78,700	$99,600 Land $20,900 Building $78,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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