205R E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 205R E Main St, Westminster, MD 21157

Property Summary

Property Type	Commercial Vacant Land
Details	4,473 sqft · built 1940
Lot Size	0.12 acres (5,234 sqft)
Owner	Company Name on Record
Last Sale	$785,000 (Feb 2022)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-092202`

Property Details

APN / Parcel Number

Primary APN	`07-092202`
Alternative APNs	`7092202` `092202`

Interior

Building Area	4,473 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,234 sqft (0.12 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	092202
Street Address	205R E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5227
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	DOWNT
Legal Description	LT - 5234 SF 205R E MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1034
Census Tract	507602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 GRANDVIEW AVE, CAMP HILL, PA 17011-1715
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed, Transfer · Stand-Alone First Mortgage MID PENN BANK
Oct 2, 2018	Deed of Trust, Mortgage M&T BK
Oct 2, 2018	Deed of Trust, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	May 14, 2008
Deed Book / Page	10671 / 61
Prior Transfer Date	Jun 27, 2008
Prior Transfer Doc	0055680239
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 14, 2022
Property Address	205R E MAIN ST, WESTMINSTER, MD 21157-5227
Document Number	0106710061
Book / Page	10671 / 61
Instrument Date	Feb 1, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 GRANDVIEW AVE, CAMP HILL, PA 17011-1715

Mortgage

Document Number	0001067169
Date	Feb 14, 2022
Instrument	10671/69

Lender

Name	MID PENN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0106710089
Date	Feb 14, 2022
Book Page	10671/89

Lender

Name	MID PENN BANK
Type	Bank
Address	CAMP HILL, PA 17011

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	205R E MAIN ST, WESTMINSTER, MD 21157-5227
Document Number	0091750485
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 E MAIN ST #R WESTMINSTER MD 211575227, R, WESTMINSTER, MD 21157-5227

Mortgage

Document Number	0091750485
Date	Nov 30, 2018
Book Page	009175/000485

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	205R E MAIN ST, WESTMINSTER, MD 21157-5227
Document Number	0091760001
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 E MAIN ST WESTMINSTER MD 211575227, WESTMINSTER, MD 21157-5227

Mortgage

Document Number	0091760001
Date	Nov 30, 2018
Book Page	009176/000001

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,900 (+11.92%) Land $88,900	$88,900 (-) Land $88,900
2025	$1,334.00 (+30.53%)	$79,433 (+31.29%)	$88,900 (+46.94%) Land $88,900
2023	$1,022.00	$60,500 Land $60,500	$60,500 Land $60,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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