205 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 205 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1940
Square Footage5,848 sqft Total Area
Lot Size10,179 sqft (0.234 acres)
Last Sale$785,000 (2022)
Tax Bill$10,441.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-056419
Alternative APNs
  • 7056419
  • 056419

Interior

Building Area5,848 sqft Total Area
1st Floor5,848 sqft 1st Floor
Basement Area2,812 sqft Basement
Unfinished Basement2,812 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Roof ConstructionFlat Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area10,179 sqft (0.234 acres)

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating
SewageSewage Connected

Location & Zoning

Account Number056419
Street Address205 E MAIN ST
CityWESTMINSTER
StateMD
Zip21157-5227
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal DescriptionLT - 10179 SQ FT 205-207 E MAIN ST WESTMINSTER
JurisdictionCARROLL MD
Minor Civil Division7, WESTMINSTER
Census Blockgroup1
Census Block1034
Census Tract507602

Owner

Source: Carroll County records · APN 07-056419

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address210 GRANDVIEW AVE, CAMP HILL, PA 17011-1715
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2018Deed of Trust, Mortgage · Commercial Mortgage
M & T BANK
Feb 14, 2022Deed, Transfer · Stand Alone First Mortgage
MID PENN BANK
Oct 02, 2018Deed of Trust, Mortgage
M&T BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleMay 14, 2008
Deed Book / Page10671 / 61
Prior Transfer DateMar 19, 1990
Prior Transfer Doc1199000413
Record RefreshedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address205 E MAIN ST, WESTMINSTER, MD 21157-5227
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0091750485
DateNov 30, 2018
Book Page9175/0485
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateFeb 14, 2022
Property Address205 E MAIN ST, WESTMINSTER, MD 21157-5227
Document Number0106710061
Book / Page10671 / 61
Instrument DateFeb 01, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyPASSPORT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 GRANDVIEW AVE, CAMP HILL, PA 17011-1715

Mortgage

Document Number0001067169
DateFeb 14, 2022
Instrument10671/69
Lender
NameMID PENN BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0106710089
DateFeb 14, 2022
Book Page10671/89
Lender
NameMID PENN BANK
TypeBank
AddressCAMP HILL, PA 17011
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address205 E MAIN ST, WESTMINSTER, MD 21157-5227
Document Number0091760001
Instrument DateOct 02, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address205 E MAIN ST WESTMINSTER MD 211575227, WESTMINSTER, MD 21157-5227

Mortgage

Document Number0091760001
DateNov 30, 2018
Book Page009176/000001
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$672,600 (+29.47%) Land $173,000 Building $499,600$672,600 (+29.47%) Land $173,000 Building $499,600
2025$10,441.00 (+18.93%)
2023$8,779.00$519,500 Land $121,400 Building $398,100$519,500 Land $121,400 Building $398,100

Flood & Wildfire

205 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E Main St

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