20590 Arrowhead Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20590 Arrowhead Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,492 sqft · built 1984
Lot Size	19.9 acres (867,715 sqft)
Owner	2 Individual Names on File
Last Sale	$1,555,000 (Apr 2021)
Tax Bill	$16,904 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161216-00-00500`

Property Details

APN / Parcel Number

Primary APN	`161216-00-00500`
Alternative APNs	`R20081612160000500` `130680`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,492 sqft Living Area
Gross Area	5,372 sqft
1st Floor Area	3,492 sqft
Basement Area	1,176 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Roof Type	Gable
Lot Area	867,715 sqft (19.9 acres)
Garage Area	704 sqft

Exterior Amenities

Pool Area	468 sqft
Porch	Enclosed Porch
Porch Area	36 sqft
Deck Area	540 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	130680
Street Address	20590 ARROWHEAD DR
City	BEND
State	OR
Zip	97703-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Range	12
Legal Township	16
Legal Section	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	1
Census Block	1011
Census Tract	1002

Owner

20590 Arrowhead Dr is owned by two individuals who bought it in April 2021.

Source: Deschutes County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2378 NW BRICKYARD ST, BEND, OR 97703-7026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ADVANCIAL FCU
Mar 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	202126541
Prior Transfer Date	Jan 12, 2012
Prior Transfer Doc	0000001543
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	May 6, 2026
Property Address	20590 ARROWHEAD DR, BEND, OR 97703-8904
Document Number	0000013553
Instrument Date	May 6, 2026
Instrument	202613553
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	20590 ARROWHEAD DR, BEND, OR 97703-8904

Mortgage

Document Number	0000013553,
Date	May 6, 2026
Instrument	202613553

Lender

Name	WASHINGTON TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 6, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 22, 2021
Property Address	20590 ARROWHEAD DR, BEND, OR 97703-8904
Document Number	0000025360
Instrument Date	Apr 13, 2021
Instrument	2021-25360
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2378 NW BRICKYARD ST, BEND, OR 97703-7026

Mortgage

Document Number	0000025361
Date	Apr 22, 2021
Instrument	2021-25361

Lender

Name	ADVANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 11, 2020
Property Address	20590 ARROWHEAD DR, BEND, OR 97703-8904
Document Number	0000011036
Instrument Date	Feb 28, 2020
Instrument	11036
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20590 ARROWHEAD DR BEND OR 977038904, BEND, OR 97703-8904

Tax Assessment & Valuation

The 2025 property tax bill for 20590 Arrowhead Dr was $16,904, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,904.00 (+4.62%)	$1,018,144 (+2.97%)	$2,924,040 (+6.34%) Land $887,110 Building $2,036,930
2024	$16,158.00 (+5.44%)	$988,737 (+2.98%)	$2,749,820 (-) Land $712,890 Building $2,036,930
2023	$15,324.00	$960,157	$2,749,820 Land $712,890 Building $2,036,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20590 Arrowhead Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20590 Arrowhead Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Arrowhead Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures