20581 SE Slate Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20581 SE Slate Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,146 sqft · built 2022
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$666,790 (Jan 2023)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181209-BD-06400`

Property Details

APN / Parcel Number

Primary APN	`181209-BD-06400`
Alternative APN	`285205`

Interior

Stories	2 Stories
Building Area	2,146 sqft
Gross Area	435 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	285205
Street Address	20581 SE SLATE AVE
City	BEND
State	OR
Zip	97702-8133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASES 10 AND 11 LOT 408
Legal Subdivision	STONE CREEK PHASES 10 AND 11
Legal Lot Number	408
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1012
Census Tract	2002

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20581 SE SLATE AVE, BEND, OR 97702-8133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	20231084
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 17, 2023
Property Address	20581 SE SLATE AVE, BEND, OR 97702-8133
Document Number	0000001082
Map Reference	DOC 2022-16145
Instrument Date	Jan 10, 2023
Instrument	2023-01082
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20581 SE SLATE AVE, BEND, OR 97702-8133
Investor	Possibly a Property Investor

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 17, 2023
Property Address	20581 SE SLATE AVE, BEND, OR 97702-8133
Document Number	0000001084
Map Reference	DOC 2022-16145
Instrument Date	Dec 8, 2022
Instrument	2023-01084
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20581 SE SLATE AVE, BEND, OR 97702-8133

Mortgage

Document Number	0000001085
Date	Jan 17, 2023
Instrument	2023-01085

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,968.00 (+3.93%)	$234,900 (+3%)	$663,720 (+8.02%) Land $186,230 Building $477,490
2024	$3,818.00 (+7.88%)	$228,060 (+3%)	$614,420 (+1.56%) Land $186,230 Building $428,190
2023	$3,539.00	$221,420	$604,980 Land $186,230 Building $418,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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