20578 SE Slate Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20578 SE Slate Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,146 sqft · built 2023
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$641,290 (Oct 2023)
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`181209-BD-07800`

Property Details

APN / Parcel Number

Primary APN	`181209-BD-07800`
Alternative APN	`285219`

Interior

Stories	2 Stories
Building Area	2,146 sqft
Gross Area	435 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	285219
Street Address	20578 SE SLATE AVE
City	BEND
State	OR
Zip	97702-8133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASES 10 AND 11 LOT 396
Legal Subdivision	STONE CREEK PHASES 10 AND 11
Legal Lot Number	396
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1012
Census Tract	2002

Owner

20578 SE Slate Ave is owned and occupied by an individual who bought it in October 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20578 SE SLATE AVE, BEND, OR 97702-8133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2023	Warranty Deed, Transfer WESTERN TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Oct 5, 2023 · Amount on File
Deed Document Number	202324863
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 5, 2023
Property Address	20578 SE SLATE AVE, BEND, OR 97702-8133
Document Number	0000024863
Map Reference	DOC 2022-16145
Instrument Date	Sep 18, 2023
Instrument	2023-24863
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20578 SE SLATE AVE, BEND, OR 97702-8133

Mortgage

Document Number	0000024864
Date	Oct 5, 2023
Instrument	2023-24864

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 5, 2023
Property Address	20578 SE SLATE AVE, BEND, OR 97702-8133
Document Number	0000024861
Map Reference	DOC 2022-16145
Instrument Date	Sep 13, 2023
Instrument	2023-24861
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20578 SE SLATE AVE, BEND, OR 97702-8133
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20578 SE Slate Ave was $4,039, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,039.00 (+3.94%)	$239,060 (+3%)	$670,470 (+8.06%) Land $186,230 Building $484,240
2024	$3,886.00 (+298.56%)	$232,100 (+280.37%)	$620,480 (+272.15%) Land $186,230 Building $434,250
2023	$975.00 (+505.59%)	$61,020	$166,730 Land $166,730
2022	$161.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20578 SE Slate Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20578 SE Slate Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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