2058 Winsome Way, Encinitas, CA 92024 Property Records

San Diego County property record for 2058 Winsome Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,603 sqft · built 1985
Lot Size	0.76 acres (3,305 sqft)
Owner	Company Name on File
Last Sale	$695,000 (Jan 2017)
Tax Bill	$9,303 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`257-440-38-00`

Property Details

APN / Parcel Number

Primary APN	`257-440-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,603 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	3,305 sqft (0.76 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2058 WINSOME WAY
City	ENCINITAS
State	CA
Zip	92024-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	LOT 38 TR 010834
Legal Subdivision	ENCINITAS #4232
Legal Tract	010834
Legal Block	1
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	17104

Owner

2058 Winsome Way is owned by a company that acquired it in May 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2058 WINSOME WAY, ENCINITAS, CA 92024-5411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Jan 31, 2017	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Prior Sale	Apr 17, 2009 · Amount on File
Deed Document Number	201750772
Last Transfer Date	May 1, 2020
Transfer Doc	0000239883
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2058 WINSOME WAY, ENCINITAS, CA 92024-5411
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171845
Date	Apr 3, 2020
Instrument	2020-0171845

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2058 WINSOME WAY, ENCINITAS, CA 92024-5411
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2058 WINSOME WAY, ENCINITAS, CA 92024-5411

Mortgage

Document Number	0000837374
Date	Dec 28, 2020
Instrument	2020-0837374

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2020
Property Address	2058 WINSOME WAY, ENCINITAS, CA 92024-5411
Document Number	0000239883
Instrument Date	May 1, 2020
Instrument	239883
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2058 WINSOME WAY ENCINITAS CA 920245411, ENCINITAS, CA 92024-5411

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2058 WINSOME WAY, ENCINITAS, CA 92024-5411
Document Number	0000492450
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2058 WINSOME WAY ENCINITAS CA 920245411, ENCINITAS, CA 92024-5411

Mortgage

Document Number	0000492450
Date	Oct 23, 2017
Instrument	492450

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	2058 WINSOME WAY, ENCINITAS, CA 92024-5411
Document Number	0000050772
Map Reference	MAP10834
Instrument Date	Jan 9, 2017
Instrument	2017-0050772
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11695 WILLS CREEK RD, SAN DIEGO, CA 92131-3703

Mortgage

Document Number	0000050773
Date	Jan 31, 2017
Instrument	2017-0050773

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2058 Winsome Way was $9,303 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,731 (+2%) Land $619,069 Building $203,662
2025	$9,303.00 Homeowner's exemption	$806,600 Land $606,931 Building $199,669
2023	$8,679.00 (+2.42%) Homeowner's exemption	$775,280 Land $583,364 Building $191,916
2022	$8,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2058 Winsome Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2058 Winsome Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, San Diego Broadband, T-Mobile, Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winsome Way

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