2052 Winsome Way, Encinitas, CA 92024 Property Records

San Diego County property record for 2052 Winsome Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,326 sqft · built 1985
Lot Size	0.75 acres (3,283 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jun 2026)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-440-39-00`

Property Details

APN / Parcel Number

Primary APN	`257-440-39-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,326 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	3,283 sqft (0.75 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2052 WINSOME WAY
City	ENCINITAS
State	CA
Zip	92024-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	LOT 39 TR 010834
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	010834
Legal Block	1
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2052 WINSOME WAY, ENCINITAS, CA 92024-5411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 5, 2020	Quit Claim Deed CALIFORNIA MEMBERS TITLE
Feb 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Dec 23, 1999 · Amount on Record
Deed Document Number	2026174399
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0000432468
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2026
Property Address	2052 WINSOME WAY, ENCINITAS, CA 92024-5411
Document Number	0000174399
Instrument Date	Jun 16, 2026
Instrument	2026174399
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,216.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2052 WINSOME WAY, ENCINITAS, CA 92024-5411

Mortgage

Document Number	0000174400,
Date	Jun 17, 2026
Instrument	2026174400

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2020
Property Address	2052 WINSOME WAY, ENCINITAS, CA 92024-5411
Document Number	0000432468
Instrument Date	Jul 17, 2020
Instrument	432468
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2052 WINSOME WAY ENCINITAS CA 920245411, ENCINITAS, CA 92024-5411

February 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2020
Property Address	2052 WINSOME WAY, ENCINITAS, CA 92024-5411
Document Number	0000058570
Instrument Date	Jan 31, 2020
Instrument	58570
Record Updated	Feb 17, 2020
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2052 WINSOME WAY ENCINITAS CA 920245411, ENCINITAS, CA 92024-5411

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2020
Property Address	2052 WINSOME WAY, ENCINITAS, CA 92024-5411
Document Number	0000058571
Map Reference	MAP 10834
Instrument Date	Jan 27, 2020
Instrument	2020-0058571
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2052 WINSOME WAY, ENCINITAS, CA 92024-5411

Mortgage

Document Number	0000058572
Date	Feb 5, 2020
Instrument	2020-0058572

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2025
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Margin	2
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,410 (+2%) Land $198,672 Building $158,738
2025	$4,473.00 (+8.33%)	$350,403 (+4.04%) Land $194,777 Building $155,626
2023	$4,129.00 (+2.84%)	$336,798 Land $187,214 Building $149,584
2022	$4,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, San Diego Broadband, T-Mobile, Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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