20578 Rusticate Rd, Bend, OR 97702 Property Records

Deschutes County property record for 20578 Rusticate Rd, Bend, OR 97702 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1977
Square Footage3,270 sqft Living Area
Lot Size99,317 sqft (2.28 acres)
OccupancyOwner Occupied
Last Sale$291,000 (2020)
Tax Bill$6,768.00 (2025)

Owner

Source: Deschutes County records · APN 181221 C0 02300

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20578 RUSTICATE RD, BEND, OR 97702-9436
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Deed of Trust, Mortgage · Line of Credit
WASHINGTON TRUST BANK
Jan 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST INTERSTATE BANK
Jan 28, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Prior SaleJun 08, 2009
Deed Doc Number2020-04120
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20578 RUSTICATE RD, BEND, OR 97702-9436
Transaction TypeMortgage
Record UpdatedMar 13, 2024
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20578 RUSTICATE RD, BEND, OR 97702-9436
InvestorPossibly a Property Investor

Mortgage

Document Number0000005122
DateMar 04, 2024
Instrument2024-05122
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressBEND, OR 97701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20578 RUSTICATE RD, BEND, OR 97702-9436
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005906
DateJan 28, 2021
Instrument2021-05906
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressREDMOND, OR 97756
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 26, 2022

January 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionDESCHUTES OR
Recording DateJan 28, 2020
Property Address20578 RUSTICATE RD, BEND, OR 97702-9436
Document Number0000004120
Instrument DateDec 27, 2019
Instrument2020-04120
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20578 RUSTICATE RD, BEND, OR 97702-9436
InvestorPossibly a Property Investor

Mortgage

Document Number0000004121
DateJan 28, 2020
Instrument2020-04121
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,768.00 (+4.53%)$451,830 (+3%)$1,458,280 (+6.97%) Land $729,940 Building $728,340
2024$6,475.00 (+6.27%)$438,670 (+3%)$1,363,280 (-2.12%) Land $729,940 Building $633,340
2023$6,093.00$425,900$1,392,760 Land $759,420 Building $633,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 15% of Oregon
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN181221 C0 02300
Alternative APNs
  • R1003181221C002300
  • 110387

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,270 sqft Living Area
1st Floor2,210 sqft 1st Floor
2nd Floor1,060 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Architectural StyleSplit Level Style
Lot Area99,317 sqft (2.28 acres)
Garage TypeMixed Garage
Garage Area2,515 sqft Garage
FenceFence
Deck Area272 sqft Deck
ViewGood View

Location & Zoning

Account Number110387
Old Parcel NumberR1003181221C002300
Street Address20578 RUSTICATE RD
CityBEND
StateOR
Zip97702-9436
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:8 BLK:1 SUBD:BRYCEWOOD SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-C0
Legal Range12E
Legal Township18S
Legal Section21
Legal QuarterSW
Legal SubdivisionBRYCEWOOD
Legal Block1
Legal Lot Number8
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1007
Census Tract2001

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