Deschutes County property record for 20578 Rusticate Rd, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1977 |
| Square Footage | 3,270 sqft Living Area |
| Lot Size | 99,317 sqft (2.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $291,000 (2020) |
| Tax Bill | $6,768.00 (2025) |
Source: Deschutes County records · APN 181221 C0 02300
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20578 RUSTICATE RD, BEND, OR 97702-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2024 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK |
| Jan 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Jan 28, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on Record |
| Deed Sale | Jan 28, 2020 · Amount on Record |
| Prior Sale | Jun 08, 2009 |
| Deed Doc Number | 2020-04120 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20578 RUSTICATE RD, BEND, OR 97702-9436 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 20578 RUSTICATE RD, BEND, OR 97702-9436 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005122 |
|---|---|
| Date | Mar 04, 2024 |
| Instrument | 2024-05122 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | BEND, OR 97701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20578 RUSTICATE RD, BEND, OR 97702-9436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000005906 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021-05906 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | REDMOND, OR 97756 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 26, 2022 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 28, 2020 |
| Property Address | 20578 RUSTICATE RD, BEND, OR 97702-9436 |
| Document Number | 0000004120 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 2020-04120 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20578 RUSTICATE RD, BEND, OR 97702-9436 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004121 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020-04121 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,768.00 (+4.53%) | $451,830 (+3%) | $1,458,280 (+6.97%) Land $729,940 Building $728,340 |
| 2024 | $6,475.00 (+6.27%) | $438,670 (+3%) | $1,363,280 (-2.12%) Land $729,940 Building $633,340 |
| 2023 | $6,093.00 | $425,900 | $1,392,760 Land $759,420 Building $633,340 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 15% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181221 C0 02300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,270 sqft Living Area |
| 1st Floor | 2,210 sqft 1st Floor |
| 2nd Floor | 1,060 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Split Level Style |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 2,515 sqft Garage |
| Fence | Fence |
| Deck Area | 272 sqft Deck |
| View | Good View |
| Account Number | 110387 |
|---|---|
| Old Parcel Number | R1003181221C002300 |
| Street Address | 20578 RUSTICATE RD |
| City | BEND |
| State | OR |
| Zip | 97702-9436 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:8 BLK:1 SUBD:BRYCEWOOD SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-C0 |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Quarter | SW |
| Legal Subdivision | BRYCEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 2001 |
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