20557 Rusticate Rd, Bend, OR 97702 Property Records

Deschutes County property record for 20557 Rusticate Rd, Bend, OR 97702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	2,755 sqft Living Area
Lot Size	108,900 sqft (2.5 acres)
Occupancy	Owner Occupied
Last Sale	$1,150,000 (2022)
Tax Bill	$7,751.00 (2025)

Owner

Source: Deschutes County records · APN 181221-C0-01700

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20557 RUSTICATE RD, BEND, OR 97702-9436
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Aug 20, 2004 · Amount on Record
Deed Doc Number	202244553
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 30, 2022
Property Address	20557 RUSTICATE RD, BEND, OR 97702-9436
Document Number	0000044553
Instrument Date	Dec 19, 2022
Instrument	2022-44553
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	20557 RUSTICATE RD, BEND, OR 97702-9436

Mortgage

Document Number	0000044554
Date	Dec 30, 2022
Instrument	2022-44554

Lender

Name	CELEBRITY HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,751.00 (+4.53%)	$517,460 (+3%)	$1,217,860 (+7.58%) Land $559,720 Building $658,140
2024	$7,415.00 (+9.48%)	$502,390 (+6.12%)	$1,132,020 (-11.16%) Land $559,720 Building $572,300
2023	$6,773.00	$473,400	$1,274,230 Land $582,100 Building $692,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 16% of Oregon
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`181221-C0-01700`
Alternative APNs	`R1003181221C001700` `110373`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,755 sqft Living Area
Gross Area	4,123 sqft Gross Area
1st Floor	1,817 sqft 1st Floor
Attic Area	336 sqft Attic
Attic	1 Attic
Stories	2 Stories
Utility Room	Utility Room
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level Style
Roof Material	Composition Shingle Roof
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,368 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Pool Area	1 sqft Pool
Total Buildings	3 Total Buildings
Deck Area	895 sqft Deck

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	110373
Street Address	20557 RUSTICATE RD
City	BEND
State	OR
Zip	97702-9436
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRYCEWOOD BLOCK 1 LOT 2
Legal Range	12
Legal Township	18
Legal Section	21
Legal Subdivision	BRYCEWOOD
Legal Block	1
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Minor Civil Division	BEND
Census Blockgroup	1
Census Block	1007
Census Tract	2001