20570 Whitehaven Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20570 Whitehaven Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,282 sqft · built 1998
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Aug 2026)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181221-BA-04700`

Property Details

APN / Parcel Number

Primary APN	`181221-BA-04700`
Alternative APNs	`R1088181221B010800` `181221 B0 10800` `145401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	2,282 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	506 sqft

Exterior Amenities

Deck Area	192 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	145401
Street Address	20570 WHITEHAVEN LN
City	BEND
State	OR
Zip	97702-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BRIGHTENWOOD ESTATES III BLOCK 7 LOT 6
Legal Range	12
Legal Township	18
Legal Section	21
Legal Subdivision	BRIGHTENWOOD ESTATES III
Legal Block	7
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1000
Census Tract	2001

Owner

Source: Deschutes County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 WITMER RD, REINHOLDS, PA 17569-9012
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 22, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Deed Document Number	202624013
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	0000016656
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 12, 2026
Property Address	20570 WHITEHAVEN LN, BEND, OR 97702-9459
Document Number	0000024013
Instrument Date	Aug 6, 2026
Instrument	202624013
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WESTERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	230 WITMER RD, REINHOLDS, PA 17569-9012

Mortgage

Document Number	0000024014,
Date	Aug 12, 2026
Instrument	202624014

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20570 WHITEHAVEN LN, BEND, OR 97702-9459
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000785
Date	Jan 6, 2021
Instrument	2021-00785

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 22, 2018
Property Address	20570 WHITEHAVEN LN, BEND, OR 97702-9459
Document Number	0000002623
Instrument Date	Jan 18, 2018
Instrument	2018-02623
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20570 WHITEHAVEN LN, BEND, OR 97702-9459

Mortgage

Document Number	0000002624
Date	Jan 22, 2018
Instrument	2018-02624

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 1, 2017
Property Address	20570 WHITEHAVEN LN, BEND, OR 97702-9459
Document Number	0000016656
Instrument Date	Apr 25, 2017
Instrument	2017-16656
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20570 WHITEHAVEN LN, BEND, OR 97702-9459
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016657
Date	May 1, 2017
Instrument	2017-16657

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+3.94%)	$309,450 (+3%)	$837,760 (+1.51%) Land $200,050 Building $637,710
2024	$5,030.00 (+7.87%)	$300,440 (+3%)	$825,260 (-0.98%) Land $200,050 Building $625,210
2023	$4,663.00	$291,690	$833,420 Land $182,160 Building $651,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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