20549 Whitehaven Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20549 Whitehaven Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1980
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2018)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181221-BA-05200`

Property Details

APN / Parcel Number

Primary APN	`181221-BA-05200`
Alternative APNs	`R1088181221B011300` `181221 B0 11300` `110346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,388 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	420 sqft
Deck Area	206 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	110346
Street Address	20549 WHITEHAVEN LN
City	BEND
State	OR
Zip	97702-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BRIGHTENWOOD ESTATES III BLOCK 7 LOT 11
Legal Range	12
Legal Township	18
Legal Section	21
Legal Subdivision	BRIGHTENWOOD ESTATES III
Legal Block	7
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1000
Census Tract	2001

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2021	Intrafamily Transfer, Transfer
Jun 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 13, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Mar 31, 2017
Deed Document Number	201814782
Last Transfer Date	Aug 21, 2021
Transfer Doc	0000048825
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20549 WHITEHAVEN LN, BEND, OR 97702-9459
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051073
Date	Sep 3, 2021
Instrument	2021-51073

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 23, 2021
Property Address	20549 WHITEHAVEN LN, BEND, OR 97702-9459
Document Number	0000048825
Map Reference	CAB B PG 447
Instrument Date	Aug 21, 2021
Instrument	2021-48825
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20549 WHITEHAVEN LN, BEND, OR 97702-9459
Document Number	0000019176
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20549 WHITEHAVEN LN BEND OR 977029459, BEND, OR 97702-9459

Mortgage

Document Number	0000019176
Date	Jun 10, 2019
Instrument	19176

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 9, 2046

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 13, 2018
Property Address	20549 WHITEHAVEN LN, BEND, OR 97702-9459
Document Number	0000014782
Instrument Date	Apr 4, 2018
Instrument	14782
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	DESCHUTES COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20549 WHITEHAVEN LN BEND OR 977029459, BEND, OR 97702-9459

Mortgage

Document Number	14783
Date	Apr 13, 2018
Instrument	14783

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00 (+3.95%)	$202,420 (+3%)	$564,290 (+1.31%) Land $192,770 Building $371,520
2024	$3,290.00 (+7.87%)	$196,530 (+3%)	$557,010 (+0.36%) Land $192,770 Building $364,240
2023	$3,050.00	$190,810	$555,020 Land $175,600 Building $379,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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