20570 Larino Loop, Estero, FL 33928 Property Records

Lee County property record for 20570 Larino Loop, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,793 sqft · built 2007
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (May 2022)
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E2-0500A.0590`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E2-0500A.0590`
Alternative APNs	`262946E20500A0590` `294626050000A0590` `10504787`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,793 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	890 sqft
Upper Floors Area	1,392 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	4,574 sqft (0.105 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	199 sqft
Porch	Florida Room
Porch Area	198 sqft
Patio Area	312 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10504787
Street Address	20570 LARINO LOOP
City	ESTERO
State	FL
Zip	33928-6372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT THREE DESC IN PB 82 PGS 58-62 BLK A LOT 59
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	A
Legal Lot Number	59
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1423 BEAUFORT DR, BURLINGTON, ON L7P 4
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage RBC BANK (GEORGIA) NA
May 12, 2022	Warranty Deed, Transfer NOT AVAILABLE, OMEGA TITLE FLORIDA LLC
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Document Number	2022160300
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20570 LARINO LOOP, ESTERO, FL 33928-6372
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 BEAUFORT DRIVE, BURLINGTON

Mortgage

Document Number	0000290790
Date	Sep 1, 2023
Instrument	2023000290790

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Margin	3
Max Rate	10.7%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 12, 2022
Property Address	20570 LARINO LOOP, ESTERO, FL 33928-6372
Document Number	0000160300
Map Reference	MB 82 PG 58
Instrument Date	May 11, 2022
Instrument	2022000160300
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	NOT AVAILABLE, OMEGA TITLE FLORIDA LLC

Transaction

Amount	Amount on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20570 LARINO LOOP, 20570, ESTERO, FL 33928-6372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20570 LARINO LOOP, ESTERO, FL 33928-6372

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 20, 2017
Property Address	20570 LARINO LOOP, ESTERO, FL 33928-6372
Document Number	0000240870
Instrument Date	Nov 15, 2017
Instrument	240870
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	MARKETPLACE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6087 DAVID LEE SMITH CT LOVELAND OH 451403676, LOVELAND, OH 45140-3676

Mortgage

Document Number	240871
Date	Nov 20, 2017
Instrument	240871

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,493 (-3.37%) Land $63,591 Building $301,902	$365,493 (-3.37%) Land $63,591 Building $301,902
2025	$6,266.00 (+4.7%)	$378,236 (+5.27%) Land $69,647 Building $308,589	$378,236 (+5.27%) Land $69,647 Building $308,589
2023	$5,985.00 (+26.96%)	$359,314 (+24.42%) Land $54,234 Building $305,080	$359,314 (+24.42%) Land $54,234 Building $305,080
2022	$4,714.00	$288,790 Land $50,820 Building $237,970	$288,790 Land $50,820 Building $237,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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