20567 Larino Loop, Estero, FL 33928 Property Records

Lee County property record for 20567 Larino Loop, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,564 sqft · built 2007
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2015)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E2-0500A.0980`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E2-0500A.0980`
Alternative APNs	`262946E20500A0980` `294626050000A0980` `10504802`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	3,175 sqft
1st Floor Area	890 sqft
Upper Floors Area	1,392 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	3,746 sqft (0.086 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	198 sqft
Patio Area	282 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10504802
Street Address	20567 LARINO LOOP
City	ESTERO
State	FL
Zip	33928-6373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT THREE DESC IN PB 82 PGS 58-62 BLK A LOT 98
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	A
Legal Lot Number	98
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	50311

Owner

20567 Larino Loop is owned and occupied by two individuals who bought it in July 2015.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20567 LARINO LOOP, ESTERO, FL 33928-6373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
May 13, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK
Apr 25, 2017	Deed of Trust, Mortgage · FHA Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on File
Deed Sale	Jul 22, 2015 · Amount on File
Deed Document Number	2015160627
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20567 LARINO LOOP, ESTERO, FL 33928-6373
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20567 LARINO LOOP, ESTERO, FL 33928-6373

Mortgage

Document Number	0000066443
Date	Mar 8, 2024
Instrument	2024000066443

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Feb 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20567 LARINO LOOP, ESTERO, FL 33928-6373
Document Number	0000116140
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20567 LARINO LOOP ESTERO FL 339286373, ESTERO, FL 33928-6373

Mortgage

Document Number	0000116140
Date	May 20, 2020
Instrument	116140

Lender

Name	NORTHWEST BK
Type	Bank
Address	SPENCER, IA 51301-3821

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20567 LARINO LOOP, ESTERO, FL 33928-6373
Document Number	0000094250
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TITLE AGCY LI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20567 LARINO LOOP ESTERO FL 339286373, ESTERO, FL 33928-6373

Mortgage

Document Number	0000094250
Date	May 2, 2017
Instrument	94250

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 20567 Larino Loop was $3,595 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,109 (+2.7%)	$354,736 (+4.17%) Land $55,960 Building $298,776
2025	$3,595.00 Homeowner's exemption	$213,349	$340,533 Land $65,004 Building $275,529
2023	$3,399.00 (-1.59%) Homeowner's exemption	$201,297 (+3%)	$336,148 (+24.42%) Land $44,279 Building $291,869
2022	$3,454.00 Homeowner's exemption	$195,434	$270,169 Land $50,820 Building $219,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20567 Larino Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20567 Larino Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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