20565 Spring St, Riverside, CA 92507 Property Records

Riverside County property record for 20565 Spring St, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,521 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Sep 2019)
Tax Bill	$9,783 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-430-023`

Property Details

APN / Parcel Number

Primary APN	`255-430-023`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	2,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20565 SPRING ST
City	RIVERSIDE
State	CA
Zip	92507-0128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN LOT 65 MB 442/090 TR 29597-2
Legal Subdivision	TRACT 295972
Legal Tract	29597-2
Legal Lot Number	65
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3008
Census Tract	42300

Owner

20565 Spring St is owned and occupied by two individuals who acquired it in January 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20565 SPRING ST, RIVERSIDE, CA 92507-0128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ARROWHEAD CENTRAL CU
Sep 9, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 21, 2019	Grant Deed, Transfer PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC
Mar 19, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2019350519
Last Transfer Date	Jan 9, 2023
Transfer Doc	0000012772
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 17, 2023
Property Address	20565 SPRING ST, RIVERSIDE, CA 92507-0128
Document Number	0000012772
Map Reference	MB 442 PG 90-99
Instrument Date	Jan 9, 2023
Instrument	2023-0012772
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20565 SPRING ST, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000012773
Date	Jan 17, 2023
Instrument	2023-0012773

Lender

Name	ARROWHEAD CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 9, 2019
Property Address	20565 SPRING ST, RIVERSIDE, CA 92507-0128
Document Number	0000350519
Map Reference	MB 442 PG 90-99
Instrument Date	Aug 29, 2019
Instrument	2019-0350519
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20565 SPRING ST, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000350520
Date	Sep 9, 2019
Instrument	2019-0350520

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 21, 2019
Property Address	20565 SPRING ST, RIVERSIDE, CA 92507-0128
Document Number	0000226581
Instrument Date	Jun 20, 2019
Instrument	226581
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC

Transaction

Amount	Amount on Record
Tax	$500.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4343 N SCOTTSDALE RD #390 SCOTTSDALE AZ 852513347, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	20565 SPRING ST, RIVERSIDE, CA 92507-0128
Document Number	0000143040
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20565 SPRING ST RIVERSIDE CA 925070128, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000143040
Date	Apr 26, 2019
Instrument	143040

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 25, 2059

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 20565 Spring St was $9,783.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,228 (+2%) Land $133,452 Building $471,776
2025	$9,783.00	$593,362 Land $130,836 Building $462,526
2023	$8,316.00 (+1.81%)	$493,000 Land $126,139 Building $366,861
2022	$8,168.00
2021			$549,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20565 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20565 Spring St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

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