20564 Spring St, Riverside, CA 92507 Property Records

Riverside County property record for 20564 Spring St, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,391 sqft · built 2016
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,748 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Dec 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`255-441-010`

Property Details

APN / Parcel Number

Primary APN	`255-441-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,391 sqft Living Area
Gross Area	2,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Tile
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20564 SPRING ST
City	RIVERSIDE
State	CA
Zip	92507-0128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.29 ACRES M/L IN LOT 80 MB 447/051 TR 29597
Legal Subdivision	TRACT NO 29597
Legal Tract	29597
Legal Lot Number	80
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3031
Census Tract	42300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Nov 21, 2018	Quit Claim Deed, Transfer · FHA Mortgage FIDELITY BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018
Deed Sale	Nov 21, 2018
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	2018457909
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0000457909
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000047903
Date	Feb 17, 2026
Instrument	2026-0047903

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2046

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000376382
Date	Dec 20, 2023
Instrument	2023-0376382

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000070186
Date	Feb 2, 2021
Instrument	2021-0070186

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000487415
Date	Aug 16, 2021
Instrument	2021-0487415

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	0000402215
Date	Aug 28, 2020
Instrument	2020-0402215

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 21, 2018
Property Address	20564 SPRING ST, RIVERSIDE, CA 92507-0128
Document Number	0000457909
Instrument Date	Oct 5, 2018
Instrument	457909
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20564 SPRING ST RIVERSIDE CA 925070128, RIVERSIDE, CA 92507-0128

Mortgage

Document Number	457910
Date	Nov 21, 2018
Instrument	457910

Lender

Name	FIDELITY BANCORP
Type	Bank
Address	ONTARIO, CA 91764

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,274 (+2%) Land $144,891 Building $358,383
2025	$8,748.00 (+7.02%)	$493,406 (+4.04%) Land $142,050 Building $351,356
2023	$8,174.00 (+1.82%)	$474,248 Land $136,535 Building $337,713
2022	$8,028.00
2021			$567,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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