20563 Harbor View Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20563 Harbor View Dr, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,415 sqft · built 2006
Lot Size	0.032 acres (1,394 sqft)
Owner	2 Company Names on Record
Last Sale	$278,000 (Apr 2017)
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-474-58`

Property Details

APN / Parcel Number

Primary APN	`001-474-58`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,415 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	966 sqft
Upper Floors Area	966 sqft
Basement Area	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	1,394 sqft (0.032 acres)
View / Lot	Water Access
Garage Type	Attached
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20563 HARBOR VIEW DR
City	CORNELIUS
State	NC
Zip	28031-7078
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	VC
Legal Description	L141 M46-205
Legal Subdivision	LAKE NORMAN COVE/JETTON MAP 02
Legal Block	4
Legal Lot Number	141
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1010
Census Tract	6219

Owner

Source: Mecklenburg County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20563 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Apr 27, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Document Number	201754609
Deed Book / Page	31752 / 382
Last Transfer Date	Feb 28, 2025
Transfer Doc	0000018407
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 31, 2026
Property Address	20563 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number	0000094094
Book / Page	40686 / 304
Instrument Date	Aug 28, 2026
Instrument	202694094
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000094094,
Date	Aug 31, 2026
Book Page	40686/304
Instrument	202694094

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 27, 2017
Property Address	20563 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number	0000054609
Book / Page	31752 / 382
Map Reference	MB45 PG67
Instrument Date	Apr 27, 2017
Instrument	2017054609
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19515 SCHOONER DR, 19515, CORNELIUS, NC 28031-5856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20563 HARBOR VIEW DR, CORNELIUS, NC 28031-7078

Mortgage

Document Number	0000054610
Date	Apr 27, 2017
Instrument	2017054610

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00 (+1.62%)	$417,100 Land $100,000 Building $317,100	$417,100 Land $100,000 Building $317,100
2024	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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