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20559 Harbor View Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20559 Harbor View Dr, Cornelius, NC 28031

Property Summary

Property TypeTownhouse
Details3 bd · 4 ba · 2,504 sqft · built 2006
Lot Size0.033 acres (1,472 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Oct 2022)
Tax Bill$3,472 (2023)
Deeds & MortgagesOct 2022 Sale & Mortgage
Nov 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN001-474-57

Property Details

APN / Parcel Number

Primary APN001-474-57

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,504 sqft Heated Area
Gross Area2,914 sqft
1st Floor Area982 sqft
Upper Floors Area966 sqft

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,472 sqft (0.033 acres)
Garage Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-474-57
Street Address20559 HARBOR VIEW DR
CityCORNELIUS
StateNC
Zip28031-7078
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeVC
Legal DescriptionL140 M46-205
Legal SubdivisionLAKE NORMAN COVE/JETTON PH 02
Legal Block24
Legal Lot Number140
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1010
Census Tract6219

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Nov 15, 2021Warranty Deed, Transfer
MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY
Jun 7, 2021Intrafamily Transfer, Transfer
Aug 13, 2018Warranty Deed, Transfer · Conventional Mortgage
CORPORATE INVESTORS MORTGAGE GROUP
Jan 18, 2017Warranty Deed, Transfer
Jan 18, 2017Quit Claim Deed, Transfer
MERIDIAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Prior SaleNov 15, 2021 · Amount on Record
Deed Document Number0003770864
Deed Book / Page37708 / 64
Record UpdatedJun 7, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 12, 2022
Property Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number0000141916
Book / Page37708 / 64
Map ReferenceMB 46 PG 205
Instrument DateOct 12, 2022
Instrument2022141916
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyBARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1939 PASADENA WAY, BROOMFIELD, CO 80023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078

Mortgage

Document Number0000141917
DateOct 12, 2022
Instrument2022141917
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 15, 2021
Property Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number0000217052
Book / Page36760 / 501
Map ReferenceMB 45 PG 67
Instrument DateNov 15, 2021
Instrument2021217052
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$756.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address260 PORTERS GLN, NEW LONDON, NC 28127-9160

Transferred To (Grantee/Buyer)

NameVerified Name
Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJun 7, 2021
Property Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number0000111180
Book / Page36150 / 840
Map ReferenceMB 45 PG 67
Instrument DateMay 27, 2021
Instrument2021111180
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 13, 2018
Property Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number0000102313
Book / Page32901 / 186
Map ReferenceMB45 PG67
Instrument DateAug 8, 2018
Instrument2018102313
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2206 PANTUCKET DR, 2206, WESLEY CHAPEL, FL 33543-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078

Mortgage

Document Number0000102314
DateAug 13, 2018
Instrument2018102314
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2033

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 18, 2017
Property Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number0000007256
Book / Page31505 / 926
Map ReferenceMB46, PG205
Instrument DateJan 18, 2017
Instrument2017007256
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19019 NATALIE MICHELLE LN, 19019, CORNELIUS, NC 28031-5697

Transferred To (Grantee/Buyer)

NameVerified Name
Address20559 HARBO VIEW DR, CORNELIUS, NC 28031-7078

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJan 18, 2017
Property Address20559 HARBOR VIEW DR, CORNELIUS, NC 28031-7078
Document Number0000007290
Book / Page031506 / 000048
Instrument DateJan 18, 2017
Instrument7290
Transaction TypeTransfer
Record UpdatedJan 23, 2017
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20559 HARBOR VIEW DR CORNELIUS NC 280317078, CORNELIUS, NC 28031-7078

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Spectrum, Verizon.

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