2056 Spring Lake Rd, Waco, TX 76705 Property Records

McLennan County property record for 2056 Spring Lake Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,042 sqft · built 1965
Lot Size	1.76 acres (76,796 sqft)
Owner	Individual Name on Record
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-002800-004200-6`

Property Details

APN / Parcel Number

Primary APN	`20-002800-004200-6`
Alternative APNs	`2000280000420060111` `111504`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft
Flooring	Carpet

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1971
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	76,796 sqft
Lot Dimensions	251 ft deep x 306 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Driveway	Asphalt Driveway
Driveway Area	350 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Storage Building	120 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2056 SPRING LAKE RD
City	WACO
State	TX
Zip	76705-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOORE MORRIS TRACT 5 ACRES 1.763
Legal Subdivision	MOORE MORRIS
Legal Tract	5
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	3
Census Block	3032
Census Tract	3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2056 SPRING LAKE RD, WACO, TX 76705-1264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Mar 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2022
Transfer Doc	0000012074
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2056 SPRING LAKE RD, WACO, TX 76705-1264
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 SPRING LAKE RD, WACO, TX 76705-1264

Mortgage

Document Number	0000032920
Date	Oct 20, 2023
Instrument	2023032920

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Mar 28, 2022
Property Address	2056 SPRING LAKE RD, WACO, TX 76705-1264
Document Number	0000012074
Instrument Date	Mar 25, 2022
Instrument	2022012074
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 SPRING, WACO, TX 76705

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,733 (-27.46%) Land $57,904 Building $114,829	$172,733 (-27.46%) Land $57,904 Building $114,829
2025	$1,792.00 (-19.57%) Homeowner's exemption	$238,130 (-4.71%) Land $48,380 Building $189,750	$238,130 (-4.71%) Land $48,380 Building $189,750
2024	$2,228.00 (+391.83%)
2023		$249,890 Land $48,440 Building $201,450	$249,890 Land $48,440 Building $201,450
2022	$453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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