1994 Spring Lake Rd, Waco, TX 76705 Property Records

McLennan County property record for 1994 Spring Lake Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1940
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on Record
Tax Bill	$354 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-024200-000100-3`

Property Details

APN / Parcel Number

Primary APN	`20-024200-000100-3`
Alternative APNs	`2002420000010030111` `113007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1946
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	67,518 sqft
Lot Dimensions	268 ft deep x 255 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Shed	1 Shed
Shed Area	528 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1994 SPRING LAKE RD
City	WACO
State	TX
Zip	76705-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GARY DALE LOT 1 BLOCK 1 ACRES 1.55
Legal Subdivision	GARY DALE
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	3
Census Block	3032
Census Tract	3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1994 SPRING LAKE RD, WACO, TX 76705-1254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 6, 2023	Intrafamily Transfer, Transfer
Dec 12, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023
Deed Sale	Jan 6, 2023
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	2023546
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1994 SPRING LAKE RD, WACO, TX 76705-1254
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1994 SPRING LAKE RD, WACO, TX 76705-1254

Mortgage

Document Number	0000002263
Date	Jan 25, 2023
Instrument	2023002263

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jan 6, 2023
Property Address	1994 SPRING LAKE RD, WACO, TX 76705-1254
Document Number	0000000546
Map Reference	VOL 1850 PG 147
Instrument Date	Dec 7, 2022
Instrument	2023000546
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1994 SPRING LAKE RD, WACO, TX 76705-1254

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1994 SPRING LAKE RD, WACO, TX 76705-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040615
Date	Dec 12, 2017
Instrument	2017040615

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,618 (+1%)	$131,411 (+30.34%) Land $54,870 Building $76,541
2025	$354.00 (+18.39%) Homeowner's exemption	$96,016 (-8.42%) Land $46,040 Building $54,780	$100,820 (-3.83%) Land $46,040 Building $54,780
2024	$299.00 (+11.99%)
2023		$104,840 Land $46,040 Building $58,800	$104,840 Land $46,040 Building $58,800
2022	$267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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