Macon County property record for 2056 Ruby Mine Rd, Franklin, NC 28734 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,726 sqft Heated Area |
| Lot Size | 206,910 sqft (4.75 acres) |
| Garage | Finished, 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,189.00 (2025) |
| Primary APN | 6598927515 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,726 sqft Heated Area |
| 1st Floor | 1,606 sqft 1st Floor |
| Upper Floors | 1,120 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 206,910 sqft (4.75 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 528 sqft Garage |
| Porch Area | 384 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 133277 |
|---|---|
| Street Address | 2056 RUBY MINE RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-4132 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY MINE RD PC 9307 |
| Legal Subdivision | RON KIRKLAND |
| Jurisdiction | MACON NC |
| Minor Civil Division | COWEE |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 970100 |
Source: Macon County records · APN 6598927515
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2056 RUBY MINE RD, FRANKLIN, NC 28734-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) ENTEGRA BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 16, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 04, 2017 |
| Transfer Doc | 00Y37/0761 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 2056 RUBY MINE RD, FRANKLIN, NC 28734-4132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00D38/1812 |
|---|---|
| Date | Sep 07, 2017 |
| Book Page | D-38/1812 |
| Instrument | 2017006080 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 2056 RUBY MINE RD, FRANKLIN, NC 28734-4132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00Y39/2193 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | Y-39/2193 |
| Instrument | 2020003767 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | May 16, 2017 |
| Property Address | 2056 RUBY MINE RD, FRANKLIN, NC 28734-4132 |
| Document Number | 00Y37/0761 |
| Book / Page | Y-37 / 0761 |
| Map Reference | MB W-35 PG 1450 |
| Instrument Date | May 04, 2017 |
| Instrument | 2017003129 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2072 RUBY MINE RD, FRANKLIN, NC 28734-4132 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $594,810 (-) Land $64,150 Building $530,660 | $594,810 (-) Land $64,150 Building $530,660 | |
| 2025 | $2,189.00 (+0.55%) | $594,810 (-) Land $64,150 Building $530,660 | $594,810 (-) Land $64,150 Building $530,660 |
| 2023 | $2,177.00 | $594,810 Land $64,150 Building $530,660 | $594,810 Land $64,150 Building $530,660 |
2056 Ruby Mine Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 76th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 709 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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