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1931 Ruby Mine Rd, Franklin, NC 28734 Property Records

Macon County property record for 1931 Ruby Mine Rd, Franklin, NC 28734 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1985
Square Footage1,176 sqft Heated Area
Lot Size158,558 sqft (3.64 acres)
Last Sale$300,000 (2024)

Property Details

APN / Parcel Number

Primary APN6598922203
Alternative APNs
  • 1100560
  • 158355
  • 99264

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,176 sqft Heated Area
1st Floor1,176 sqft 1st Floor
Basement Area1,176 sqft Basement
Unfinished Basement1,176 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1985
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area158,558 sqft (3.64 acres)

Exterior Amenities

Total Buildings2 Total Buildings
Deck Area352 sqft Deck
Patio Area32 sqft Patio
Porch Area528 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number158355
Street Address1931 RUBY MINE RD
CityFRANKLIN
StateNC
Zip28734-4131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionON RD 1343
JurisdictionMACON NC
Minor Civil DivisionCOWEE
Census Blockgroup2
Census Block2003
Census Tract970100

Owner

Source: Macon County records · APN 6598922203

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1947 RUBY MINE RD, FRANKLIN, NC 28734-4131
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Deed Doc Number20245061
Deed Book / Page43 / 1145
Last Transfer DateJan 17, 2025
Transfer Doc00N43/1286
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Recording DateApr 14, 2026
Property Address1931 RUBY MINE RD, FRANKLIN, NC 28734-4131
Document Number0000002217
Book / Page44 / 1187
Instrument DateApr 03, 2026
Instrument20262217
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1931 RUBY MINE RD, FRANKLIN, NC 28734-4131

Mortgage

Document Number0000002217,
DateApr 14, 2026
Book Page44/1187
Instrument20262217
Lender
NameMOUNTAIN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$249,660 (-) Land $55,210 Building $194,450$249,660 (-) Land $55,210 Building $194,450
2025$249,660 (-0.08%) Land $55,210 Building $194,450$249,660 (-0.08%) Land $55,210 Building $194,450
2023$805.00$249,860 Land $55,210 Building $194,650$249,860 Land $55,210 Building $194,650

Flood & Wildfire

1931 Ruby Mine Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 72nd in North Carolina
Wildfire LikelihoodModerate — about 1 in 826 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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