2056 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2056 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,509 sqft · built 1996
Lot Size	0.128 acres (5,597 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jul 2025)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-145`

Property Details

APN / Parcel Number

Primary APN	`309-11-145`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,597 sqft (0.128 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2056 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 16
Legal Lot Number	23
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	422512

Owner

2056 E Saratoga St is owned and occupied by an individual who bought it in July 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2025	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Aug 9, 2019	Warranty Deed, Transfer DRIGGS TITLE AGENCY
Aug 9, 2019	Intrafamily Transfer, Transfer DRIGGS TITLE AGENCY INC
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Jun 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Jan 16, 2025
Deed Document Number	20250396325
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765

Mortgage

Document Number	0000342536
Date	Jun 30, 2023
Instrument	20230342536

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 10, 2025
Property Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765
Document Number	0000396325
Map Reference	MB 402 PG 38
Instrument Date	Jul 3, 2025
Instrument	20250396325
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765

Mortgage

Document Number	0000396326
Date	Jul 10, 2025
Instrument	20250396326

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 9, 2019
Property Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765
Document Number	0000613385
Instrument Date	Aug 5, 2019
Instrument	613385
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	DRIGGS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2056 E SARATOGA ST GILBERT AZ 852962765, GILBERT, AZ 85296-2765

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 9, 2019
Property Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765
Document Number	0000613386
Map Reference	MB 402 PG 38
Instrument Date	Aug 1, 2019
Instrument	20190613386
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 9, 2019
Property Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765
Document Number	0000003385
Instrument Date	Aug 1, 2019
Instrument	3385
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 E SARATOGA ST GILBERT AZ 852962765, GILBERT, AZ 85296-2765

Mortgage

Document Number	613387
Date	Aug 9, 2019
Instrument	613387

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PHOENIX, AZ 85016-4229

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 12, 2018
Property Address	2056 E SARATOGA ST, GILBERT, AZ 85296-2765
Document Number	0000446667
Instrument Date	Jun 12, 2018
Instrument	446667
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2056 E SARATOGA ST GILBERT AZ 852962765, GILBERT, AZ 85296-2765

Tax Assessment & Valuation

The 2025 property tax bill for 2056 E Saratoga St was $1,442.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,320	$403,200 Land $80,600 Building $322,600
2025	$1,442.00
2024		$40,810	$408,100 Land $81,600 Building $326,500
2023	$1,756.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2056 E Saratoga St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2056 E Saratoga St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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