2047 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2047 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,509 sqft · built 1996
Lot Size0.126 acres (5,484 sqft)
OwnerIndividual Name on Record
Last Sale$110,981 (Jan 1997)
Tax Bill$1,406 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (moderate risk)
APN309-11-158

Property Details

APN / Parcel Number

Primary APN309-11-158
Alternative APN
  • 309111581

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
Gross Area1,637 sqft
1st Floor Area1,509 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,484 sqft (0.126 acres)
Parking Spaces2 Parking Spaces
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2047 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionFINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range6E
Legal Township1S
Legal Section16
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 16
Legal Lot Number36
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3009
Census Tract422512

Owner

Source: Maricopa County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2047 E SARATOGA ST, GILBERT, AZ 85296-2766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 1997 · Amount on Record
Deed SaleJan 17, 1997 · Amount on Record
Deed Document Number199733806
Last Transfer DateAug 28, 2002
Transfer Doc0000991387
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2047 E SARATOGA ST, GILBERT, AZ 85296-2766
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2047 E SARATOGA ST, GILBERT, AZ 85296-2766

Mortgage

Document Number0000151151
DateMar 16, 2026
Instrument20260151151
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 8, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,260 (+107.51%)$382,600 (+5.11%) Land $76,500 Building $306,100
2025$1,406.00 (+3.23%)$18,438 (-52.56%)$364,000 (-6.35%) Land $72,800 Building $291,200
2024$38,870$388,700 Land $77,700 Building $311,000
2023$1,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
CenturyLink
Fiber · DSL in parts of the area
3,000 / 3,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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