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20553 Five Oaks Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20553 Five Oaks Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,666 sqft · built 2003
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on File
Last Sale$659,900 (Nov 2012)
Tax Bill$9,042 (2026)
Deeds & MortgagesJan 2022 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN006-36-9626-000

Property Details

APN / Parcel Number

Primary APN006-36-9626-000
Alternative APN
  • 65 12 76

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area4,666 sqft Living Area
1st Floor Area1,314 sqft
Basement Area1,307 sqft
Finished Basement1,307 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area484 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20553 FIVE OAKS CT
CitySTERLING
StateVA
Zip20165-3171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionRIVER BANK WOODS II LOT 76 200306020065363 PC F-585-1
Legal SubdivisionRIVER BANK WOODS II
Legal Block2
Legal Lot Number76
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2009
Census Tract611208

Owner

20553 Five Oaks Ct is owned and occupied by an individual who acquired it in August 2020.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address20553 FIVE OAKS CT, STERLING, VA 20165-3171
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Sep 8, 2020Quit Claim Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2012 · Amount on File
Deed SaleNov 2, 2012 · Amount on File
Prior SaleJun 2, 2003 · Amount on File
Deed Document Number201286673
Last Transfer DateAug 25, 2020
Transfer Doc0000079386
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20553 FIVE OAKS CT, STERLING, VA 20165-3171
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004239
DateJan 21, 2022
Instrument202201210004239
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 5, 2052
Interest
Rate TypeAdjustable Rate

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateSep 8, 2020
Property Address20553 FIVE OAKS CT, STERLING, VA 20165-3171
Document Number20200908079386
Instrument DateAug 25, 2020
Instrument79386
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20553 FIVE OAKS CT STERLING VA 201653171, STERLING, VA 20165-3171

Mortgage

Document Number20200908079387
DateSep 8, 2020
Instrument79387
Lender
NameGUARANTEED RATE
Agreement
AmountAmount on Record
Term360 Months
DueSep 7, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20553 Five Oaks Ct was $9,042.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,042.00$1,123,290 Land $280,300 Building $842,990$1,123,290 Land $280,300 Building $842,990
2023$8,436.00$964,170 Land $270,300 Building $693,870$964,170 Land $270,300 Building $693,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20553 Five Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20553 Five Oaks Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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