20552 Five Oaks Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20552 Five Oaks Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,346 sqft · built 2002
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,741 (Dec 2002)
Tax Bill	$9,257 (2026)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`006-37-0825-000`

Property Details

APN / Parcel Number

Primary APN	`006-37-0825-000`
Alternative APN	`65 12 75`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,920 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	1,620 sqft
Finished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	498 sqft
Deck Area	Deck Area
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20552 FIVE OAKS CT
City	STERLING
State	VA
Zip	20165-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	RIVER BANK WOODS II LOT 75 2357--727 PC F-585-1
Legal Subdivision	RIVER BANK WOODS II
Legal Block	2
Legal Lot Number	75
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2009
Census Tract	611208

Owner

Source: Loudoun County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20552 FIVE OAKS CT, STERLING, VA 20165-3171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2002 · Amount on Record
Deed Sale	Dec 12, 2002 · Amount on Record
Deed Book / Page	2357 / 727
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20552 FIVE OAKS CT, STERLING, VA 20165-3171
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022735
Date	Feb 25, 2021
Instrument	202102250022735

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,257.00 (+1.85%)	$1,150,000 (+10.71%) Land $280,600 Building $869,400	$1,150,000 (+10.71%) Land $280,600 Building $869,400
2023	$9,089.00	$1,038,790 Land $270,600 Building $768,190	$1,038,790 Land $270,600 Building $768,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250