2055 Doris Ave, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 2055 Doris Ave, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,536 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (May 2019)
Tax Bill	$10,637 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`074-052-088`

Property Details

APN / Parcel Number

Primary APN	`074-052-088`
Alternative APN	`074052086`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,536 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	074052086
Street Address	2055 DORIS AVE
City	LOS OSOS
State	CA
Zip	93402-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PM 47/49 PAR 2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2031
Census Tract	10707

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE SIERRA
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL COOPERATIVE BANK NA
Sep 25, 2020	Loan Modification, Mortgage FLAGSTAR BK
May 31, 2019	Grant Deed, Construction Loan · Construction Mortgage FLAGSTAR BANK FSB
Nov 7, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 7, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 7, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 21, 2017	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY TITLE
Jun 30, 2017	Grant Deed, Transfer · Conventional with PMI JOHN M O'CONNOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2019020458
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027586
Date	Jul 5, 2018
Instrument	2018027586

Lender

Name	BANK OF THE SIERRA
Type	Bank
Address	PORTERVILLE, CA 93257

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101

Mortgage

Document Number	0000014202
Date	Feb 23, 2021
Instrument	2021014202

Lender

Name	NATIONAL COOPERATIVE BANK NA
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000076730
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2055 DORIS AVE LOS OSOS CA 934023101, LOS OSOS, CA 93402-3101

Mortgage

Document Number	0000076730
Date	Dec 23, 2020
Instrument	76730

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 31, 2019
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000020458
Map Reference	MB 47 PG 49
Instrument Date	Apr 18, 2019
Instrument	2019020458
Transaction Type	Construction Loan
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	624 SANTA LUCIA AVE, LOS OSOS, CA 93402-1128

Mortgage

Document Number	0000020459
Date	May 31, 2019
Instrument	2019020459

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2050

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 7, 2018
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000046514
Instrument Date	Nov 6, 2018
Instrument	46514
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3071 SANDALWOOD AVE MORRO BAY CA 934423155, MORRO BAY, CA 93442-3155

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 7, 2018
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000046514
Instrument Date	Nov 6, 2018
Instrument	46514
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3071 SANDALWOOD AVE MORRO BAY CA 934423155, MORRO BAY, CA 93442-3155

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 7, 2018
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000046515
Instrument Date	Nov 2, 2018
Instrument	46515
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2055 DORIS AVE LOS OSOS CA 93402, LOS OSOS, CA 93402

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 30, 2019
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000003497
Instrument Date	Jan 16, 2018
Instrument	3497
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2280 HOLDEN AVE OCEANO CA 934459230, OCEANO, CA 93445-9230

September 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2017
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000042198
Instrument Date	Sep 5, 2017
Instrument	42198
Record Updated	Sep 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2280 HOLDEN AVE OCEANO CA 934459230, OCEANO, CA 93445-9230

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2017
Property Address	2055 DORIS AVE, LOS OSOS, CA 93402-3101
Document Number	0000028884
Instrument Date	May 31, 2017
Instrument	28884
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2280 HOLDEN AVE OCEANO CA 934459230, OCEANO, CA 93445-9230

Mortgage

Document Number	28885
Date	Jun 30, 2017
Instrument	28885

Lender

Name	JOHN M O'CONNOR
Address	1415 5TH ST, LOS OSOS, CA 93402-1609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,637.00 (+3.49%) Homeowner's exemption	$960,359 (+4.04%) Land $446,205 Building $514,154
2023	$10,278.00 (+6.02%)	$923,069 Land $428,879 Building $494,190
2022	$9,694.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ranch Wifi, Surfnet Communications.

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