2054 Jeffrey Ct, Elgin, IL 60123 Property Records

Kane County property record for 2054 Jeffrey Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,688 sqft · built 1997
Owner	Individual Name on Record
Last Sale	$205,000 (Nov 2022)
Tax Bill	$6,360 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-403-046`

Property Details

APN / Parcel Number

Primary APN	`06-04-403-046`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2054 JEFFREY CT
City	ELGIN
State	IL
Zip	60123-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNSTONE OF CENTURY OAKS CONDOMINIUMS UNIT 2054
Legal Subdivision	CENTURY OAKS CONDOS
Legal Block	1
Legal Lot Number	3
Legal Unit	2054
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2054 JEFFREY CT, ELGIN, IL 60123-5722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Aug 12, 1998 · Amount on Record
Deed Document Number	202256014
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 22, 2022
Property Address	2054 JEFFREY CT, ELGIN, IL 60123-5722
Document Number	0000056014
Instrument Date	Nov 9, 2022
Instrument	2022K056014
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 JEFFREY CT, ELGIN, IL 60123-5722
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056015
Date	Nov 22, 2022
Instrument	2022K056015

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,360.00 (+25.77%) Homeowner's exemption	$91,376 (+8.57%) Land $19,116 Building $72,260	$274,238 (+8.57%) Land $57,371 Building $216,867
2024		$84,163 (+21.39%) Land $17,607 Building $66,556	$252,590 (+21.44%) Land $52,842 Building $199,748
2022	$5,057.00 (+5.33%) Homeowner's exemption	$69,330 (+6.96%) Land $14,504 Building $54,826	$207,990 (+6.96%) Land $43,512 Building $164,478
2021	$4,801.00 Homeowner's exemption	$64,818 Land $13,560 Building $51,258	$194,454 Land $40,680 Building $153,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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