2048 Jeffrey Ct, Elgin, IL 60123 Property Records

Kane County property record for 2048 Jeffrey Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,688 sqft · built 1997
Owner2 Individual Names on File
Last Sale$215,000 (May 2007)
Tax Bill$6,360 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-04-403-045

Property Details

APN / Parcel Number

Primary APN06-04-403-045

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,688 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address2048 JEFFREY CT
CityELGIN
StateIL
Zip60123-5722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWYNSTONE OF CENTURY OAKS CONDOMINIUM UNIT 2048
Legal SubdivisionCENTURY OAKS CONDO
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1006
Census Tract851910

Owner

2048 Jeffrey Ct is owned and occupied by two individuals who acquired it in October 2007.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2048 JEFFREY CT, 2048, ELGIN, IL 60123-5722
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2007 · Amount on File
Deed SaleMay 3, 2007 · Amount on File
Prior SaleJun 4, 1999 · Amount on File
Deed Document Number200748017
Last Transfer DateOct 15, 2007
Transfer Doc0000110353
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2048 JEFFREY CT, ELGIN, IL 60123-5722
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075605
DateDec 7, 2020
Instrument2020K075605
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2048 Jeffrey Ct was $6,360 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,360.00 Homeowner's exemption$91,376 (+8.57%) Land $19,116 Building $72,260$274,238 (+8.57%) Land $57,371 Building $216,867
2024$84,163 Land $17,607 Building $66,556$252,590 Land $52,842 Building $199,748
2022$5,491.00 (+4.65%) Homeowner's exemption$69,330 (+6.96%) Land $14,504 Building $54,826$207,990 (+6.96%) Land $43,512 Building $164,478
2021$5,247.00 Homeowner's exemption$64,818 Land $13,560 Building $51,258$194,454 Land $40,680 Building $153,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2048 Jeffrey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Jeffrey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Jeffrey Ct

Nearby Streets

Search Property Records by Address or Parcel Number