2054 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2054 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,081 sqft · built 2017
Lot Size	0.219 acres (9,539 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,899,000 (Dec 2017)
Tax Bill	$26,646 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-068-1`

Property Details

APN / Parcel Number

Primary APN	`222-790-068-1`
Alternative APN	`222-790-068`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,081 sqft Living Area
1st Floor Area	2,300 sqft
2nd Floor Area	2,781 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	9,539 sqft (0.219 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2054 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L86
Legal Subdivision	GALE RANCH SUB 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4013
Census Tract	345112

Owner

Source: Contra Costa County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 29, 2017	Grant Deed, Subdivision Related Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	2017245667
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 24, 2026
Property Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000100524
Instrument Date	Sep 16, 2026
Instrument	2026100524
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000100524,
Date	Sep 24, 2026
Instrument	2026100524

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000055893
Date	Feb 24, 2021
Instrument	2021-055893

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034243
Date	Mar 13, 2019
Instrument	2019-034243

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000280391
Date	Oct 12, 2021
Instrument	2021-280391

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 29, 2017
Property Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000245667
Map Reference	MB 529 PG 25-44
Instrument Date	Nov 28, 2017
Instrument	2017-245667
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE SAN RAMON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2054 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000245668
Date	Dec 29, 2017
Instrument	2017-245668

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,203,366 (+2%) Land $1,044,524 Building $1,158,842
2025	$26,646.00 (+3.91%)	$2,160,164 (+4.04%) Land $1,024,044 Building $1,136,120
2023	$25,644.00 (+1.13%)	$2,076,284 Land $984,280 Building $1,092,004
2022	$25,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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