2046 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2046 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,277 sqft · built 2017
Lot Size	0.301 acres (13,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,977,500 (Dec 2017)
Tax Bill	$27,616 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2025 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-070-7`

Property Details

APN / Parcel Number

Primary APN	`222-790-070-7`
Alternative APN	`222-790-070`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,277 sqft Living Area
1st Floor Area	2,560 sqft
2nd Floor Area	2,717 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	13,129 sqft (0.301 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2046 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L88
Legal Subdivision	GALE RANCH SUB 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4013
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Mar 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage BAY COMMERCIAL BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Dec 13, 2017	Grant Deed, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	2017233787
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000030874
Date	Mar 30, 2026
Instrument	2026- 030874

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	5601 E LA PALMA AVE, ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 25, 2056

Interest

Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000137663
Date	Dec 9, 2025
Instrument	2025- 137663

Lender

Name	MERIWEST CU
Type	Credit Union
Address	PO BOX 530953, SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000068548
Date	Jul 19, 2023
Instrument	2023-068548

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 2, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036665
Date	Mar 9, 2018
Instrument	2018-036665

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106672
Date	Jun 4, 2020
Instrument	2020-106672

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000213142
Date	Sep 23, 2020
Instrument	2020-213142

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ELDEBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000163330
Date	Jun 4, 2021
Instrument	2021-163330

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000074883
Date	Apr 29, 2022
Instrument	2022-074883

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 13, 2017
Property Address	2046 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000233787
Instrument Date	Nov 1, 2017
Instrument	233787
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2046 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

Mortgage

Document Number	233788
Date	Dec 13, 2017
Instrument	233788

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,294,703 (+2%) Land $1,044,524 Building $1,250,179
2025	$27,616.00 (+3.9%)	$2,249,710 (+4.04%) Land $1,024,044 Building $1,225,666
2023	$26,580.00 (+1.12%)	$2,162,353 Land $984,280 Building $1,178,073
2022	$26,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Nearby Properties on Elderberry Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures