20535 Montecrest Cir, Spring, TX 77379 Property Records

Harris County property record for 20535 Montecrest Cir, Spring, TX 77379

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,482 sqft · built 2015
Lot Size0.205 acres (8,913 sqft)
Owner2 Individual Names on Record
Last Sale$415,500 (Oct 2015)
Tax Bill$12,676 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN136-233-002-0015

Property Details

APN / Parcel Number

Primary APN136-233-002-0015

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,482 sqft Living Area
1st Floor Area1,884 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area8,913 sqft (0.205 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1362330020015
Street Address20535 MONTECREST CIR
CitySPRING
StateTX
Zip77379-1486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BLK 2 LAUREL PARK SEC 1
Legal SubdivisionLAUREL PARK SEC 1
Legal Block2
Legal Lot Number15
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1001
Census Tract554905

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20535 MONTECREST CIR, SPRING, TX 77379-1486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FROST BANK
Nov 2, 2023Deed of Trust, Mortgage · Commercial Mortgage
FROST BANK
Apr 10, 2020Deed of Trust, Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2015 · Amount on Record
Deed SaleOct 2, 2015 · Amount on Record
Deed Document Number2015451665
Prior Transfer DateSep 30, 2015
Prior Transfer Doc20150451665
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20535 MONTECREST CIR, SPRING, TX 77379-1486
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20535 MONTECREST CIR, SPRING, TX 77379-1486

Mortgage

Document Number0000508706
DateDec 29, 2025
Instrument2025-508706
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20535 MONTECREST CIR, SPRING, TX 77379-1486
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20535 MONTECREST CIR, SPRING, TX 77379-1486

Mortgage

Document Number0000420622
DateNov 2, 2023
Instrument2023-420622
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20535 MONTECREST CIR, SPRING, TX 77379-1486
Document Number0000162428
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20535 MONTECREST CIR SPRING TX 773791486, SPRING, TX 77379-1486

Mortgage

Document Number0000162428
DateApr 15, 2020
Instrument162428
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
AmountAmount Recorded
Term180 Months
DueApr 14, 2035

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKlein Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,224 (-4.98%) Land $80,234 Building $419,990$500,224 (-4.98%) Land $80,234 Building $419,990
2025$12,676.00 (+80.9%) Homeowner's exemption$526,455 (-3.23%) Land $80,234 Building $446,221$526,455 (-3.23%) Land $80,234 Building $446,221
2024$7,007.00 (+11.01%)
2023$544,043 Land $64,951 Building $479,092$544,043 Land $64,951 Building $479,092
2022$6,312.00 (-8.75%)
2020$6,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 252 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies252 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 530
serves 2,034 people · EPA ID TX1013530
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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