20523 Montecrest Cir, Spring, TX 77379 Property Records

Harris County property record for 20523 Montecrest Cir, Spring, TX 77379

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,439 sqft · built 2016
Lot Size0.221 acres (9,629 sqft)
OwnerIndividual Name on File
Tax Bill$15,710 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Feb 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN136-233-002-0018

Property Details

APN / Parcel Number

Primary APN136-233-002-0018

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,439 sqft Living Area
1st Floor Area2,056 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,629 sqft (0.221 acres)
Garage Area508 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area514 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1362330020018
Street Address20523 MONTECREST CIR
CitySPRING
StateTX
Zip77379-1486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 BLK 2 LAUREL PARK SEC 1
Legal SubdivisionLAUREL PARK SEC 1
Legal Block2
Legal Lot Number18
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1001
Census Tract554905

Owner

20523 Montecrest Cir is owned by an individual who acquired it in February 2022.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5423 KINGS MONT DR, LAKELAND, FL 33813-3242
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Line of Credit
FROST BANK
Feb 21, 2022Warranty Deed, Transfer
STEWART TITLE
May 11, 2017Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2022
Deed SaleFeb 21, 2022
Prior SaleMay 11, 2017 · Amount on File
Deed Document Number202292149
Prior Transfer DateMay 10, 2017
Prior Transfer Doc0000205198
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20523 MONTECREST CIR, SPRING, TX 77379-1486
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000366890
DateAug 12, 2020
Instrument2020-366890
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateFeb 21, 2022
Property Address20523 MONTECREST CIR, SPRING, TX 77379-1486
Document Number0000092149
Map ReferenceMF 671267
Instrument DateFeb 16, 2022
Instrument2022-92149
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20523 MONTECREST CIR, 20523, SPRING, TX 77379-1486

Transferred To (Grantee/Buyer)

NameVerified Name
Address5423 KINGS MONT DR, LAKELAND, FL 33813-3242

May 2017: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateMay 11, 2017
Property Address20523 MONTECREST CIR, SPRING, TX 77379-1486
Document Number0000205198
Map ReferenceFILE671267
Instrument DateMay 10, 2017
Instrument20170205198
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 28, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20523 MONTECREST CIR, SPRING, TX 77379-1486

Mortgage

Document Number0000205199
DateMay 11, 2017
Instrument20170205199
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20523 Montecrest Cir was $15,710, up 67.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKlein Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$532,135 (-0.59%) Land $80,985 Building $451,150$532,135 (-0.59%) Land $80,985 Building $451,150
2025$15,710.00 (+67.31%)$535,308 Land $80,985 Building $454,323$535,308 Land $80,985 Building $454,323
2024$9,390.00
2023$555,242 Land $65,560 Building $489,682$555,242 Land $65,560 Building $489,682
2022$9,714.00
2020$6,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20523 Montecrest Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 252 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies252 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20523 Montecrest Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 530
serves 2,034 people · EPA ID TX1013530
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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