St. Louis County property record for 2053 Cottage Ln, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft |
| Lot Size | 1.18 acres (51,611 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,886 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0410-00030 |
| Primary APN | 387-0410-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Gross Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 51,611 sqft (1.18 acres) |
| Garage Area | 1,200 sqft |
| Deck Area | 35 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 806505 |
|---|---|
| Street Address | 2053 COTTAGE LN |
| City | TOWER |
| State | MN |
| Zip | 55790-8126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 SERIAL # |
| Legal Subdivision | VALHALLA BEACH |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1256 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2053 COTTAGE LN, TOWER, MN 55790-8126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 3, 2014 |
| Transfer Doc | 0000948742 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,886.00 (+40.64%) Homeowner's exemption | ||
| 2025 | $3,474.00 (-23.38%) Homeowner's exemption | $590,900 (+0.85%) Land $215,900 Building $375,000 | $590,900 (+0.85%) Land $215,900 Building $375,000 |
| 2024 | $4,534.00 | $585,900 (+17.27%) Land $209,100 Building $376,800 | $585,900 (+17.27%) Land $209,100 Building $376,800 |
| 2022 | $499,600 Land $173,300 Building $326,300 | $499,600 Land $173,300 Building $326,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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