St. Louis County property record for 2037 Cottage Ln, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,380 sqft · built 2021 |
| Lot Size | 0.189 acres (8,241 sqft) |
| Owner | Company Name on Record |
| Last Sale | $158,000 (Nov 2016) |
| Tax Bill | $4,092 (2026) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0080-00105 |
| Primary APN | 387-0080-00105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Gross Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 8,241 sqft (0.189 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 288 sqft |
| Storage Building | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1020809 |
|---|---|
| Street Address | 2037 COTTAGE LN |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 10 EX SLY 225 FT SERIAL # |
| Legal Subdivision | BIRCHWOOD |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1256 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15401 POLLARD DR, LOUISVILLE, NE 68037-2873 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on Record |
| Deed Sale | Nov 30, 2016 · Amount on Record |
| Prior Sale | Oct 11, 2007 · Amount on Record |
| Deed Document Number | 20161299077 |
| Last Transfer Date | Feb 19, 2020 |
| Transfer Doc | 00A1395678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 10, 2020 |
| Property Address | 2037 COTTAGE LN, TOWER, MN 55790 |
| Document Number | 00A1395678 |
| Instrument Date | Feb 19, 2019 |
| Instrument | A1395678 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15401 POLLARD DR LOUISVILLE NE 680372873, LOUISVILLE, NE 68037-2873 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,092.00 (+19.58%) | ||
| 2025 | $3,422.00 (+13.76%) | $532,100 (+31.06%) Land $119,500 Building $412,600 | $532,100 (+31.06%) Land $119,500 Building $412,600 |
| 2024 | $3,008.00 | $406,000 (+216.94%) Land $104,600 Building $301,400 | $406,000 (+216.94%) Land $104,600 Building $301,400 |
| 2022 | $128,100 Land $90,300 Building $37,800 | $128,100 Land $90,300 Building $37,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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