20527 Rustic Rail Ct, Cypress, TX 77433 Property Records

Harris County property record for 20527 Rustic Rail Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,266 sqft · built 2007
Lot Size	0.163 acres (7,114 sqft)
Owner	Individual Name on File
Last Sale	$398,002 (Nov 2024)
Tax Bill	$7,247 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-316-001-0050`

Property Details

APN / Parcel Number

Primary APN	`127-316-001-0050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,266 sqft Living Area
1st Floor Area	908 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,114 sqft (0.163 acres)
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1273160010050
Street Address	20527 RUSTIC RAIL CT
City	CYPRESS
State	TX
Zip	77433-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 50 BLK 1 CANYON LAKES WEST SEC 1
Legal Subdivision	CANYON LAKES WEST SEC 1
Legal Block	1
Legal Lot Number	50
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2011
Census Tract	543005

Owner

20527 Rustic Rail Ct is owned and occupied by an individual who bought it in November 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20527 RUSTIC RAIL CT, CYPRESS, TX 77433-7543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Nov 16, 2021	Warranty Deed, Transfer UNIVERSITY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Nov 16, 2021
Deed Document Number	2024420358
Prior Transfer Date	Mar 7, 2014
Prior Transfer Doc	0000095366
Record Updated	Oct 29, 2026

November 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 12, 2024
Property Address	20527 RUSTIC RAIL CT, CYPRESS, TX 77433-7543
Document Number	0000420358
Map Reference	VOL 591 PG 30
Instrument Date	Nov 8, 2024
Instrument	2024-420358
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20527 RUSTIC RAIL CT, CYPRESS, TX 77433-7543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20527 RUSTIC RAIL CT, CYPRESS, TX 77433-7543

Mortgage

Document Number	0000420359
Date	Nov 12, 2024
Instrument	2024-420359

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20527 RUSTIC RAIL CT, CYPRESS, TX 77433-7543
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330167
Date	Jul 23, 2020
Instrument	2020-330167

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 16, 2021
Property Address	20527 RUSTIC RAIL CT, CYPRESS, TX 77433-7543
Document Number	0000659390
Map Reference	VOL 591 PG 30
Instrument Date	Nov 12, 2021
Instrument	2021-659390
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNIVERSITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20706 ARISTOL MEADOW LN, CYPRESS, TX 77433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1458 WEST ST # 1012, 1012, HOUSTON, TX 77020-2156

Tax Assessment & Valuation

The 2025 property tax bill for 20527 Rustic Rail Ct was $7,247, up 225.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,602 (-1.02%) Land $59,335 Building $210,267	$269,602 (-1.02%) Land $59,335 Building $210,267
2025	$7,247.00 (+225.56%)	$272,388 (-7.46%) Land $59,335 Building $213,053	$272,388 (-7.46%) Land $59,335 Building $213,053
2024	$2,226.00 (-9.84%)	$294,348 (-18.1%) Land $59,335 Building $235,013	$294,348 (-18.1%) Land $59,335 Building $235,013
2023	$2,469.00	$359,389 Land $59,335 Building $300,054	$359,389 Land $59,335 Building $300,054
2022	$2,469.00
2020	$1,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20527 Rustic Rail Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20527 Rustic Rail Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Rustic Rail Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures