20522 Rustic Rail Ct, Cypress, TX 77433 Property Records

Harris County property record for 20522 Rustic Rail Ct, Cypress, TX 77433 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,219 sqft · built 2010
Lot Size	0.126 acres (5,476 sqft)
Owner	2 Individual Names on File
Last Sale	$177,100 (Sep 2016)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-316-001-0047`

Property Details

APN / Parcel Number

Primary APN	`127-316-001-0047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,219 sqft Living Area
1st Floor Area	1,803 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	5,476 sqft (0.126 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1273160010047
Street Address	20522 RUSTIC RAIL CT
City	CYPRESS
State	TX
Zip	77433-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 47 BLK 1 CANYON LAKES WEST SEC 1
Legal Subdivision	CANYON LAKES WEST SEC 1
Legal Block	1
Legal Lot Number	47
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2011
Census Tract	543005

Owner

Source: Harris County records · APN 127-316-001-0047

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20522 RUSTIC RAIL CT, CYPRESS, TX 77433-7542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Document Number	2016408690
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20522 RUSTIC RAIL CT, CYPRESS, TX 77433-7542
Document Number	0000456021
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20522 RUSTIC RAIL CT CYPRESS TX 774337542, CYPRESS, TX 77433-7542

Mortgage

Document Number	0000456021
Date	Sep 28, 2020
Instrument	456021

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2045

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,630.00 (+140.02%) Homeowner's exemption	$275,000 (-29.89%) Land $57,591 Building $217,409	$275,000 (-29.89%) Land $57,591 Building $217,409
2024	$1,929.00 (+20.19%)
2023		$392,254 Land $57,591 Building $334,663	$392,254 Land $57,591 Building $334,663
2022	$1,605.00 (+13.83%)
2020	$1,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.