St. Louis County property record for 2052 Chippewa Shores, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 964 sqft · built 1982 |
| Lot Size | 1.02 acres (44,730 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,000 (Aug 2024) |
| Tax Bill | $3,114 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0077-00240 |
| Primary APN | 465-0077-00240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 964 sqft Gross Area |
| 1st Floor Area | 824 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 44,730 sqft (1.02 acres) |
| Garage Area | 624 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 8 sqft |
| Storage Building | 24 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1169478 |
|---|---|
| Street Address | 2052 CHIPPEWA SHRS |
| City | ELY |
| State | MN |
| Zip | 55731-8202 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0016 BLOCK:002 SERIAL # |
| Legal Subdivision | CHIPPEWA SHORES |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38320 10TH AVE, DENNISON, MN 55018-7603 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK |
| Oct 13, 2020 | Grant Deed, Transfer · Conventional with PMI NORTHVIEW BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | Oct 13, 2020 · Amount on Record |
| Deed Document Number | 20241493204 |
| Prior Transfer Date | Mar 27, 2002 |
| Prior Transfer Doc | 0000855913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2052 CHIPPEWA SHRS, ELY, MN 55731-8202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | ALL AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001448155 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 1448155 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | HUDSON, WI 54016 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 15, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 13, 2020 |
| Property Address | 2052 CHIPPEWA SHRS, ELY, MN 55731-8202 |
| Document Number | 00A1392791 |
| Instrument Date | Sep 24, 2020 |
| Instrument | A1392791 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $729.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 19TH AVE NE #2 MINNEAPOLIS MN 554184630, 2, MINNEAPOLIS, MN 55418-4630 |
| Document Number | A1392793 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | A1392793 |
| Name | NORTHVIEW BK |
|---|---|
| Type | Bank |
| Address | HINCKLEY, MN 55037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 12, 2035 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,114.00 (+10.11%) | ||
| 2025 | $2,828.00 (+3.29%) | $330,900 (+10.78%) Land $193,200 Building $137,700 | $330,900 (+10.78%) Land $193,200 Building $137,700 |
| 2024 | $2,738.00 | $298,700 (+3.04%) Land $184,500 Building $114,200 | $298,700 (+3.04%) Land $184,500 Building $114,200 |
| 2022 | $289,900 Land $175,900 Building $114,000 | $289,900 Land $175,900 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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