2044 Chippewa Shores, Ely, MN 55731 Property Records

St. Louis County property record for 2044 Chippewa Shores, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 1,102 sqft
Lot Size2.01 acres (87,614 sqft)
OwnerIndividual Name on Record
Last Sale$315,300 (Sep 2016)
Tax Bill$4,560 (2026)
Deeds & MortgagesMay 2020 Sale & Mortgage
Sep 2019 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN465-0077-00220

Property Details

APN / Parcel Number

Primary APN465-0077-00220
Alternative APN
  • 1089059

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,102 sqft Gross Area
1st Floor Area1,102 sqft
Basement Area983 sqft
Finished Basement983 sqft

Exterior

Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area87,614 sqft (2.01 acres)
Garage Area1,008 sqft
Deck Area104 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1089059
Street Address2044 CHIPPEWA SHRS
CityELY
StateMN
Zip55731-8202
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT: 0014 BLOCK:002 SERIAL #
Legal SubdivisionCHIPPEWA SHORES
Legal Block2
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group1
Census Block1064
Census Tract15401

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address33082 356TH LN, LE SUEUR, MN 56058-5111
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2020Grant Deed, Transfer · Conventional Mortgage
FRANDSEN BK&TR
Sep 5, 2019Correction Deed, Foreclosure
ATTORNEY ONLY
Aug 12, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2016 · Amount on Record
Deed SaleSep 20, 2016 · Amount on Record
Deed Document Number20161294021
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateMay 1, 2020
Property Address2044 CHIPPEWA SHRS, ELY, MN 55731-8202
Document Number00A1378779
Instrument DateApr 7, 2020
InstrumentA1378779
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$714.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address33082 356TH LN LE SUEUR MN 560585111, LE SUEUR, MN 56058-5111

Mortgage

Document NumberA1378780
DateMay 1, 2020
InstrumentA1378780
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050
Interest
Rate TypeAdjustable Rate
Rate3.91%

September 2019: Correction Deed, Foreclosure

Document TypeCorrection Deed
JurisdictionST LOUIS MN
Recording DateSep 5, 2019
Property Address2044 CHIPPEWA SHRS, ELY, MN 55731-8202
Document Number00A1362535
Instrument DateAug 12, 2019
InstrumentA1362535
Transaction TypeForeclosure
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$832.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address2044 CHIPPEWA SHRS ELY MN 557318202, ELY, MN 55731-8202
InvestorPossibly a Property Investor

August 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST LOUIS MN
Recording DateAug 12, 2019
Property Address2044 CHIPPEWA SHRS, ELY, MN 55731-8202
Document Number00A1360545
Instrument DateAug 12, 2019
InstrumentA1360545
Transaction TypeForeclosure
Record UpdatedAug 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$832.10
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address2044 CHIPPEWA SHRS ELY MN 557318202, ELY, MN 55731-8202
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,560.00 (+2.93%)
2025$4,430.00 (+4.38%)$487,100 (+5.91%) Land $292,400 Building $194,700$487,100 (+5.91%) Land $292,400 Building $194,700
2024$4,244.00$459,900 (+3.33%) Land $279,100 Building $180,800$459,900 (+3.33%) Land $279,100 Building $180,800
2022$445,100 Land $265,800 Building $179,300$445,100 Land $265,800 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 84% of Minnesota
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Treehouse Broadband
Fixed Wireless
900 / 500
T-Mobile
Fixed Wireless
100 / 20

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