St. Louis County property record for 2044 Chippewa Shores, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,102 sqft |
| Lot Size | 2.01 acres (87,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,300 (Sep 2016) |
| Tax Bill | $4,560 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Sep 2019 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0077-00220 |
| Primary APN | 465-0077-00220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Gross Area |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 983 sqft |
| Finished Basement | 983 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 87,614 sqft (2.01 acres) |
| Garage Area | 1,008 sqft |
| Deck Area | 104 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1089059 |
|---|---|
| Street Address | 2044 CHIPPEWA SHRS |
| City | ELY |
| State | MN |
| Zip | 55731-8202 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0014 BLOCK:002 SERIAL # |
| Legal Subdivision | CHIPPEWA SHORES |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 15401 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33082 356TH LN, LE SUEUR, MN 56058-5111 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2020 | Grant Deed, Transfer · Conventional Mortgage FRANDSEN BK&TR |
| Sep 5, 2019 | Correction Deed, Foreclosure ATTORNEY ONLY |
| Aug 12, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on Record |
| Deed Sale | Sep 20, 2016 · Amount on Record |
| Deed Document Number | 20161294021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 1, 2020 |
| Property Address | 2044 CHIPPEWA SHRS, ELY, MN 55731-8202 |
| Document Number | 00A1378779 |
| Instrument Date | Apr 7, 2020 |
| Instrument | A1378779 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33082 356TH LN LE SUEUR MN 560585111, LE SUEUR, MN 56058-5111 |
| Document Number | A1378780 |
|---|---|
| Date | May 1, 2020 |
| Instrument | A1378780 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.91% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 5, 2019 |
| Property Address | 2044 CHIPPEWA SHRS, ELY, MN 55731-8202 |
| Document Number | 00A1362535 |
| Instrument Date | Aug 12, 2019 |
| Instrument | A1362535 |
| Transaction Type | Foreclosure |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $832.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 2044 CHIPPEWA SHRS ELY MN 557318202, ELY, MN 55731-8202 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 12, 2019 |
| Property Address | 2044 CHIPPEWA SHRS, ELY, MN 55731-8202 |
| Document Number | 00A1360545 |
| Instrument Date | Aug 12, 2019 |
| Instrument | A1360545 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $832.10 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 2044 CHIPPEWA SHRS ELY MN 557318202, ELY, MN 55731-8202 |
| Investor | Possibly a Property Investor |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,560.00 (+2.93%) | ||
| 2025 | $4,430.00 (+4.38%) | $487,100 (+5.91%) Land $292,400 Building $194,700 | $487,100 (+5.91%) Land $292,400 Building $194,700 |
| 2024 | $4,244.00 | $459,900 (+3.33%) Land $279,100 Building $180,800 | $459,900 (+3.33%) Land $279,100 Building $180,800 |
| 2022 | $445,100 Land $265,800 Building $179,300 | $445,100 Land $265,800 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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