2051 Willow Ave, Merced, CA 95340 Property Records

Merced County property record for 2051 Willow Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,468 sqft · built 1951
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2023)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`034-094-005-000`

Property Details

APN / Parcel Number

Primary APN	`034-094-005-000`
Alternative APN	`034094005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	034094005
Street Address	2051 WILLOW AVE
City	MERCED
State	CA
Zip	95340-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHWOOD ADD NE 66 LOT 16
Legal Subdivision	ASHWOOD ADD
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2010
Census Tract	1401

Owner

Source: Merced County records · APN 034-094-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1005 E TAYLOR ST, SAN JOSE, CA 95112-1652
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Apr 16, 2015
Deed Document Number	2023025619
Record Updated	Jun 08, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 26, 2023
Property Address	2051 WILLOW AVE, MERCED, CA 95340-4020
Document Number	0000025619
Map Reference	MB 10 PG 9&10
Instrument Date	Oct 23, 2023
Instrument	2023025619
Transaction Type	Transfer
Record Updated	Dec 04, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1005 E TAYLOR ST, SAN JOSE, CA 95112-1652

Mortgage

Document Number	0000025620
Date	Oct 26, 2023
Instrument	2023025620

Lender

Name	EXCITE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Nov 01, 2030
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$3,585.00 (+246.71%)	$321,300 (+242.56%) Land $86,700 Building $234,600
2023	$1,034.00 (+1.47%)	$93,793 Land $26,098 Building $67,695
2022	$1,019.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	6 (1998–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ayera Technologies, California Internet, Verizon.

Based on FCC filings for 551 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MERCED serves 96,073 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.