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2051 Stephen St, Aurora, IL 60502 Property Records

Kane County property record for 2051 Stephen St, Aurora, IL 60502 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,407 sqft · built 2004
Lot Size0.244 acres (10,625 sqft)
Owner2 Individual Names on File
Last Sale$240,500 (Mar 2004)
Tax Bill$8,810 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN15-13-278-006

Property Details

APN / Parcel Number

Primary APN15-13-278-006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,407 sqft Living Area
Gross Area3,698 sqft
Basement Area1,158 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area10,625 sqft (0.244 acres)
Garage TypeAttached
Garage Area133 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2051 STEPHEN ST
CityAURORA
StateIL
Zip60502-7173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX VALLEY EAST REGION II STONEBRIDGE UNIT 47B LOT 55 RANGE CODE: 001
Legal SubdivisionFOX VALLEY EAST REGION II STONEBRIDGE
Legal Block1
Legal Lot Number55
Legal Unit47B
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1033
Census Tract852903

Owner

Source: Kane County records · APN 15-13-278-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2051 STEPHEN ST, AURORA, IL 60502-7173
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Jul 31, 2018Loan Modification, Mortgage · FHA Mortgage
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2004 · Amount on Record
Deed SaleMar 12, 2004 · Amount on Record
Deed Document Number200430365
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2051 STEPHEN ST, AURORA, IL 60502-7173
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2051 STEPHEN ST, AURORA, IL 60502-7173

Mortgage

Document Number0000006140
DateMar 01, 2023
Instrument2023K006140
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2053

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address2051 STEPHEN ST, AURORA, IL 60502-7173
Document Number0000043395
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedSep 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2051 STEPHEN ST AURORA IL 605027173, AURORA, IL 60502-7173

Mortgage

Document Number0000043395
DateSep 05, 2018
Instrument43395
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,810.00 (+15.39%) Homeowner's exemption
2024$130,630 (+22.66%) Land $28,740 Building $101,890$392,047 (+22.71%) Land $86,255 Building $305,792
2022$7,635.00 (+1.54%) Homeowner's exemption$106,494 (+7.41%) Land $23,430 Building $83,064$319,482 (+7.41%) Land $70,290 Building $249,192
2021$7,519.00 Homeowner's exemption$99,148 Land $21,814 Building $77,334$297,444 Land $65,442 Building $232,002

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898529031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1985)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 1985, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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