Kane County property record for 2043 Stephen St, Aurora, IL 60502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,407 sqft · built 2004 |
| Lot Size | 0.244 acres (10,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (May 2017) |
| Tax Bill | $8,691 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-13-278-004 |
| Primary APN | 15-13-278-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,407 sqft Living Area |
| Gross Area | 3,324 sqft |
| Basement Area | 784 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 10,625 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 133 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Street Address | 2043 STEPHEN ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60502-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX VALLEY EAST REGION II STONEBRIDGE UNIT 47B LOT 57 RANGE CODE: 001 |
| Legal Subdivision | FOX VALLEY EAST REGION II STONEBRIDGE |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Legal Unit | 47B |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 852903 |
2043 Stephen St is owned and occupied by two individuals who bought it in May 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2043 STEPHEN ST, AURORA, IL 60502-7173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on File |
| Deed Sale | May 10, 2017 · Amount on File |
| Prior Sale | Jul 10, 2013 · Amount on File |
| Deed Document Number | 201723717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2043 STEPHEN ST, AURORA, IL 60502-7173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000015031 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020K015031 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 10, 2017 |
| Property Address | 2043 STEPHEN ST, AURORA, IL 60502-7173 |
| Document Number | 0000023717 |
| Map Reference | DOC 2003K-051159 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 2017K023717 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 408 AUTUMN CREEK DR, MADISONVILLE, IL 00000 |
| Document Number | 0000023719 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017K023719 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 2043 Stephen St was $8,691 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,691.00 Homeowner's exemption | $141,073 (+9.39%) Land $31,439 Building $109,634 | $423,388 (+9.39%) Land $94,355 Building $329,034 |
| 2024 | $128,963 Land $28,740 Building $100,223 | $387,044 Land $86,255 Building $300,789 | |
| 2022 | $7,532.00 (+1.55%) Homeowner's exemption | $105,135 (+7.41%) Land $23,430 Building $81,705 | $315,405 (+7.41%) Land $70,290 Building $245,115 |
| 2021 | $7,417.00 Homeowner's exemption | $97,882 Land $21,814 Building $76,068 | $293,646 Land $65,442 Building $228,204 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2043 Stephen St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1985) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2043 Stephen St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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